“…Household-level and community-level economic activity benefit from lack of interference in the transmission of remittances. A study in e-governance from Zambia suggests that governments could benefit from cell phone use in sub-Saharan economies (Nyirenda et al, 2010). Although landline use remains low due to a lack of infrastructure and high costs, mobile phone ownership and use has risen to rates of approximately 70 per 100 persons (CIA Factbook, 2012).…”