The Readiness of Islamic Banking in Indonesia to Implement Digital and Green Banking

Cahyadin, Malik; Sarmidi, Tamat; Nurrachma, Elsa Adelia

doi:10.23917/jep.v20i2.6757

Cited by 9 publications

(10 citation statements)

References 8 publications

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“…OJK (20220) [3] reported that as of February 2022 there are 107 commercial banks and 1,464 rural banks. The total assets of the commercial banks reached 10,061,669 billion rupiahs while the rural banks recorded 446,454 billion rupiahs.…”

Section: Resultsmentioning

confidence: 99%

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Exploring Environmental and Social Risk Management of Indonesian Banks

Ma'ruf¹,

Laksmi²,

Syahidah³

et al. 2022

Proceedings of the 3rd International Conference of Business, Accounting, and Economics, ICBAE 2022, 10-11 August 2022, Purwoker

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Environmental and social problems are expected to be the next crisis after the pandemic. It is known that financial institutions carry a pivotal role in shaping the economic direction of a nation. With the rising social and environmental issues, this paper attempts to explore and analyse the environmental and social risk management of Indonesian banks. The data of this research were taken from in-depth interviews with seven Indonesian banks. This study employs a qualitative research method in assessing the management of environmental and social risk. The paper found that there are some initiatives among the banks in the implementation of social and environmental risk management programmes. The initiatives cover most of the social and environmental issues currently faced by the nation. However, there is no specific issue addressed by the banks to optimise the effect of the programmes. Moreover, there is a lack of a robust framework guiding the practices of the banks. Government and non-governmental organisation supports are essential in building a robust and sound policy assisting the implementation of the industries. Our results seek to reinforce the research and development facing environmental and social issues globally.

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Section: Resultsmentioning

confidence: 99%

“…The practices of social contributions of the banks covered the education and health areas. To get the best contribution and performance Indonesia banking authority must design a robust guidance on periodization in the implementation of socially and environmentally financial system [3].…”

Section: Literature Reviewmentioning

confidence: 99%

Exploring Environmental and Social Risk Management of Indonesian Banks

Ma'ruf¹,

Laksmi²,

Syahidah³

et al. 2022

Proceedings of the 3rd International Conference of Business, Accounting, and Economics, ICBAE 2022, 10-11 August 2022, Purwoker

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“…Fatwa merupakan hasil pemikiran hukum Islam yang dirumuskan oleh individu atau sekelompok ulama [10]. Fatwa memiliki kedudukan strategis dalam mendorong digitalisasi produk keuangan syariah [11].…”

Section: Komunitas Pegiat Ekonomi Syariah DI Wilayah Surakarta Dan Se...unclassified

Penyuluhan Webinar Kajian Fatwa MUI Tentang Akad Murabahah di Komunitas Pegiat Ekonomi Syariah di Surakarta

Alam

Cahyaningrum

Rama

et al. 2022

Jurnal Pengabdian UMRI

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The community of Islamic economic activists in Surakarta and surrounding areas is committed to advancing the sharia economy. They form a community to carry out discussions and outreach studies to increase Islamic economic literacy. Financial literacy in general or mainly in Islamic economics is still very low in Indonesian society, so it requires significant efforts to increase literacy through outreach activities. Murabahah contract is the most common contract widely used in Islamic economic activities by Islamic financial institutions, banking, and microfinance. This outreach activity aims to increase the knowledge of the community of Islamic economic activists in Surakarta and its surroundings regarding the study of the fatwa on murabahah contracts and current issues related to one of the muamalah contracts. Contract problems and disputes that occur in the relationship of Islamic financial institutions with customers or customers are also dominated by Murabahah contracts. Murabahah contract is also a contract with a nominal amount of transactions large enough to take the form of a sharia financing syndicate with a Murabahah contract. This counseling activity suggests that every party involved in a murabahah contract is obliged and needs to uphold what has been contracted.

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“…Research conducted by (Cahyadin et al, 2020) found that assets and financing tend to grow 60%, meaning that Islamic banking still needs to encourage financing growth to the 100% level. The Bank's ability to manage assets is balanced with the ability to allocate and manage the financing.…”

Section: The Effect Of Growth Financing On Green Bankingmentioning

confidence: 99%

Islamic Green Banking At Bank Pembangunan Daerah In Indonesia

Rahmayati

Mujiatun

Sari

2022

iijse

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This research aims to prove the concept of Islamic Green Banking in the banking system in Indonesia, precisely at the Bank Pembangunan Daerah (BPD) bank and to proves that CSR, Green Accounting, Growth Financing, NPF, Liability on Green Banking have a simultaneous and partial test effect on Green Banking. The research method used is descriptive quantitative, using secondary data from the bank's Annual Report from 2015-2020 at PT. BPD Aceh Syariah, PT. BPD Sumatera Utara, PT. BPD Jambi, PT. BPD. Nagari, PT. BPD. Riau and Kepulauan Riau, PT. BPD Sumatera Selatan and Bangka Belitung. The results of the study prove that the Corporate Social Responsibility (CSR), Growth Financing, Green Accounting, NPF variable have an effect on Green Banking except for Liability variable which shown negative result on Green Banking and this study is that the application of Green Banking is a pattern that can be implemented by the BPD through digitizing online services.

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The Readiness of Islamic Banking in Indonesia to Implement Digital and Green Banking

Cited by 9 publications

References 8 publications

Exploring Environmental and Social Risk Management of Indonesian Banks

Exploring Environmental and Social Risk Management of Indonesian Banks

Penyuluhan Webinar Kajian Fatwa MUI Tentang Akad Murabahah di Komunitas Pegiat Ekonomi Syariah di Surakarta

Islamic Green Banking At Bank Pembangunan Daerah In Indonesia

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