The relationship between revenue diversification and bank performance: Do financial structures and financial reforms matter?

Lee, Chien‐Chiang; Hsieh, Meng‐Fen; Yang, Shih-Jui

doi:10.1016/j.japwor.2013.11.002

Cited by 126 publications

(121 citation statements)

References 60 publications

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“…The results suggest that the overall form of the bank's property must be considered when analyzing the determinants of the interest margin. Lee et al (2014) examined the impact of income diversification on performance for a sample of 2,372 banks across 29 countries in Asia Pacific, covering the period between 1995 and 2009. Their results confirm the hypothesis that the performance of these banks can be improved through diversification.…”

Section: Literature Reviewmentioning

confidence: 99%

Determinants of Bank Profitability in Western European Countries Evidence from System GMM Estimates

Messai

Gallali

Jouini

2015

IBR

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In this study we tried to identify the determinants of profitability for the countries of Western Europe during the distress period 2007-2011. Our sample includes 322 banks we subdivided the sample into two sub sample GIPSI countries affected by the crisis (Greece, Italy, Portugal, Spain and Ireland) and the other countries of Western Europe. We opted for several specific determinants in the bank as well as macroeconomic factors. To take account of the persistence of the benefit we used dynamic panel data (system GMM). Our results demonstrate that bank profitability depends on proxies considered and the situation of country.

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Section: Literature Reviewmentioning

confidence: 99%

Determinants of Bank Profitability in Western European Countries Evidence from System GMM Estimates

Messai

Gallali

Jouini

2015

IBR

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“…More recently, Chien-Chiang Lee et al (2014) studied the impact of income diversification on the performance of banks in 2372 belonging to 29 countries in Asia Pacific, covering the period between 1995 and 2009. Their results confirm the assumption that the performance of these banks can be improved through diversification.…”

Section: The Determinants Of Bank Performance: a Literature Reviewmentioning

confidence: 99%

The Determinants of the Tunisian Banking Performance: A Panel Data Analysis

Ayadi¹,

Ellouze²

2014

IJEF

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This paper aims to empirically analyze the determinants of the Tunisian banking performance for the period 2003-2012. Our findings reveal that the increase of the capitalization's level of these banks results in superior performance, quotation in stock exchange and size positively affect the performance of the studied Tunisian banks, in addition private banks outperform their public counterparts. And finally, the performance of Tunisian banks was negatively affected by the revolution of 14 January 2011.

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“…However, these authors focus on developed countries in US or Europe. Also, a few studies suggest that no evidence is provided to confirm the impact of diversification on bank stability or instability [11]. In short, the situation that it exists a mixed picture whether there is a positive or negative effect of revenue diversification on the stability of bank systems remains undecided.…”

Section: Introductionmentioning

confidence: 99%

“…After Vietnam became a member of international organizations, it has had to remove previous restrictions on initiating new banks, expanding new branches and adapt to international regulations. This action not only has increased competitive pressure for the local bank system but also stimulate banks in Vietnam to conduct income diversification strategies [11]. Meanwhile, diversifying sources of revenue may also mean that commercial banks get involved in new lines of business, even with the lack of expertise or experiences [7].…”

Section: Introductionmentioning

confidence: 99%

“…By this way, the authors examine the mediating role of national governance quality in the relationship between revenue diversification and bank fragility. To the authors" knowledge, although some existing papers try to combine the interaction between income diversification and other factors such as financial reform [11], ownership structure [22,23], market power [5], bank type [5]. A very few studies address whether banks" revenue diversification -financial fragility nexus may be different by the effect of national governance quality.…”

Section: Introductionmentioning

confidence: 99%

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Financial Fragility of Banks In Vietnam: The Role of Revenue Diversification and National Governance Quality

2018

EEHSS-18 June 10-11, 2018 Ho Chi Minh City (Vietnam)

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Abstract-This paper investigates the effects of revenue diversification and national governance quality on the financial fragility of 31 commercial banks in Vietnam over the period 2005 -2016. By using an unbalanced panel data and employing GMM estimator, this study"s empirical findings show that an increase in revenue diversification is associated with a rise in bank financial fragility. Meanwhile, a higher in national governance quality drives to lower in financial fragility of Vietnam banks. This study analyses further from the interaction between diversification and national governance quality indicators show that most indicators of Vietnam governance quality tend to play an important role in relationship between diversification and bank financial fragility.

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The relationship between revenue diversification and bank performance: Do financial structures and financial reforms matter?

Cited by 126 publications

References 60 publications

Determinants of Bank Profitability in Western European Countries Evidence from System GMM Estimates

Determinants of Bank Profitability in Western European Countries Evidence from System GMM Estimates

The Determinants of the Tunisian Banking Performance: A Panel Data Analysis

Financial Fragility of Banks In Vietnam: The Role of Revenue Diversification and National Governance Quality

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