THE ROLE OF PROFIT-LOSS SHARING IN DEVELOPMENT of MSMEs

Afkar, Taudlikhul; Utomo, Sigit Prihanto; Miradji, Moch. Afrizal; Hariawan, Ferry

doi:10.29040/ijebar.v4i01.944

Cited by 3 publications

(2 citation statements)

References 7 publications

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“…While mudharabah mustyarakah is free to determine the business also provides an opportunity for business managers to participate in investing in the business if interested (Nurhayati and Wasilah, 2015) so that with the use of this capital, MSMEs can expand their businesses by increasing their income, developing a larger business scale, and also develop businesses with various types of businesses. The mudharabah mutlaqah and mudharabah muqayyadah schemes (Afkar et.al, 2019 and2020). Hypothesis 1:…”

Section: Hypothesismentioning

confidence: 99%

MEDIATION of PROFIT SHARING TO DEVELOP MSMEs WITH MUDHARABAH CAPITALIZATION SCHEMES

Afkar¹,

Miradji²,

Fauziyah³

2020

IJEBAR

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This study aims to show the development model of MSMEs with mudharabah capital schemes through the principle of profit sharing distribution from the perception of MSME actors. The object of research is in East Java by using a sample of three regions using random with total of 75 respondents who were obtained incidentally considering the number of MSMEs is very much. The analysis technique used is multivariate analysis using Warp PLS. The results showed that mudharabah financing with mudharabah mutlaqah, mudharabah muqayyadah and mudharabah mustyarakah financing schemes significantly influence the principle of profit sharing distribution. Furthermore, the mudharabah mutlaqah, mudharabah muqayyadah, mudharabah mustyarakah, and profit sharing distribution principles have a significant effect on the development of MSMEs. The profit sharing distribution principles can be mediated in the development of MSMEs with a capital scheme mudharabah mutlaqah, mudharabah muqayyadah, mudharabah mustyarakah. The recommended MSMEs Development Model is the Mudharabah capital scheme through the mediation of fairly in principles of profit sharing distribution.

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Section: Hypothesismentioning

confidence: 99%

MEDIATION of PROFIT SHARING TO DEVELOP MSMEs WITH MUDHARABAH CAPITALIZATION SCHEMES

Afkar¹,

Miradji²,

Fauziyah³

2020

IJEBAR

Self Cite

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“…In theory agency, no existence intervention from owner of funds (shahibul mall) can give opportunity happening asymmetry information about activity business with do cheating . This thing make mudharabah need trust from the parties involved in contract mudharabah for operate effort (Afkar et al, 2020) .…”

Section: Introductionmentioning

confidence: 99%

Implementation Of Revenue Sharing System On Loading Workers In Islamic Economic Perspective At The Goods Terminal In Banda Aceh

Mahlel

2022

JIEI

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Study this aim for knowing application Revenue Sharing for workers demolish load goods in town band aceh. For knowing the data from the research process that has been done. method data collection used is type study qualitative descriptive that uses data in the form of results interview to owner truck, manager companies and workers demolish load. The application of the revenue sharing system is a system for results income clean without reduce burden costs. this system is a system of giving right job given by Mudarib to all group workers who do demolish load goods at the unloading terminal load goods in town Banda Aceh. Revenue Sharing is one of the to cooperate with contract Mudharabah. Application Principle Revenue sharing for give Justice to owner companies, managers and workers who do demolish load goods.

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Analysis of Customer's Religiosity, Product Knowledge, and Their Intention to Use Micro Financing Program (MFP) Based on Mudharabah Scheme

Waluyo,

Rozza,

‎

et al. 2024

KSS

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Brayan Bumi Banyumas Joint Village-Owned Enterprise (BUMDESMA) has been running a conventional financial business through lending to its customers. However, BUMDESMA also has the opportunity to market Islamic finance-based products, namely profit sharing with a mudharabah contract through the micro financing program (MFP). This research aims to measure and explore the religiosity of BUMDESMA customers as potential partners and their understanding of MFP based on mudharabah scheme to see their intention to use it. In this qualitative research, data were collected by interviewing 103 SME business owners in Banyumas as BUMDESMA’s prospective customers. The results showed that in terms of religiosity, people understand that in any business they should not commit deceptive actions, obey what has been agreed in the contract, and pay off debts even by selling other assets owned. It means that they have basic religiosity in this matter. Likewise, in terms of understanding MFP, the potential partners know that in a profit-sharing-based product with a mudharabah contract, their position is as a business actor who acts as a fund manager who must manage funds and run the business well, to generate profits. They are interested in becoming customers when the MFP is launched. The research implies that it becomes a reference for BUMDESMA which will offer MFP products, there are already potential partners who have good religiosity, understand the product, and are interested in becoming partners or customers. Keywords: village-owned enterprise, micro financing program (MFP), customer’s religiosity, product knowledge, interest

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THE ROLE OF PROFIT-LOSS SHARING IN DEVELOPMENT of MSMEs

Cited by 3 publications

References 7 publications

MEDIATION of PROFIT SHARING TO DEVELOP MSMEs WITH MUDHARABAH CAPITALIZATION SCHEMES

MEDIATION of PROFIT SHARING TO DEVELOP MSMEs WITH MUDHARABAH CAPITALIZATION SCHEMES

Implementation Of Revenue Sharing System On Loading Workers In Islamic Economic Perspective At The Goods Terminal In Banda Aceh

Analysis of Customer's Religiosity, Product Knowledge, and Their Intention to Use Micro Financing Program (MFP) Based on Mudharabah Scheme

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