The Role Of Risk, Trust, Social Influence On ZIS Online Payment Adoption: Generation-Z Perspectives

Oktavendi, Tri Wahyu; Mua'ammal, Immanuel

doi:10.22219/jrak.v11i2.17400

Cited by 7 publications

(10 citation statements)

References 51 publications

(56 reference statements)

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“…Peningkatan layanan e-commerce oleh perusahaan penyedia layanan merupakan salah satu bentuk untuk mempengaruhi pengguna melalui kepercayaan atas e-commerce (Mohammed & AlShahri, 2021). Pada dasarnya kepercayaan didorong oleh faktor Risiko, Kegunaan, Kemudahan Penggunaan, dan Pengaruh Sosial, Sehingga kepercayaan dapat meningkatkan jumlah pembelian melalui e-commerce (Oktavendi, & Mua'ammal 2021;Tampubolon & Sharif, 2022), sehingga penjualan melalui e-commerce akan dijadikan sebagai strategi pelaku UMKM dalam menjalankan usahanya dengan adanya kepercayaan. Hipotesis keempat menyatakan bahwa interaktivitas berpengaruh terhadap penggunaan e-commerce.…”

Section: Uji Hipotesisunclassified

Analisis Penggunaan E-Commerce: Faktor Yang Mempengaruhi dan Dampaknya Bagi UMKM

Affan

2022

JAA

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The Internet of Things (IoT), which is marked by the development of e-commerce, has changed business models, especially MSMEs. However, the development of e-commerce cannot be widely accepted by MSME actors. Therefore, this study aims to analyze the factors that influence the use of e-commerce and its impact. The sample was determined by using a non-probability sampling technique based on convenience sampling. Research respondents are MSME actors who use e-commerce. The results show that trust and interactivity have an influence on the use of e-commerce by MSMEs and an increase in the use of e-commerce will improve MSME performance. Therefore, MSME actors will use e-commerce to improve their performance, however, will consider e-commerce that can be trusted and has good interaction facilities between sellers and buyers.

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Section: Uji Hipotesisunclassified

Analisis Penggunaan E-Commerce: Faktor Yang Mempengaruhi dan Dampaknya Bagi UMKM

Affan

2022

JAA

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“…Several studies have shown that the effectiveness of distribution in donating that is felt by donors has a positive effect in this case with the use of technology, including those carried out by (Ninglasari & Muhammad, 2021) analyze the role of digitalization in the management of zakat during the Covid-19 pandemic, (Kusumawardani, 2020) examines the influence of the quality of public governance, accountability and effectiveness on the intention of members of the Yogyakarta Indonesian Chinese Islamic Association (PITI) in paying zakat, (Muhammad & Saad, 2016) regarding the quality, accountability and effectiveness of public governance on the intention to pay zakat, (Hudaefi & Beik, 2020) Learn about digital zakat campaign tools during the Covid-19 outbreak, (Cahyani et al, 2022), developing the UTAUT model by adding zakat knowledge as a moderating variable on interest in paying zakat using a digital platform, (Wang et al, 2019) found that perceived donor effectiveness has a positive effect on the intention to donate through crowdfunding, (Farooq et al, 2020) presents a blockchain-based charity management platform that aims to provide a safe, transparent and efficient system for donations, (Kashif et al, 2018) found that informants or zakat actors prefer to donate zakat directly, this is due to a lack of trust in zakat institutions, (Choi et al, 2019) examines the mediating effect of online donations on youth donation awareness, as well as the pathways of online donations to intention to donate again in the future, (Rahman & Idrus, 2022) analyze the factors that influence online zakat payments, (Maleki & Hosseini, 2020) analyze the factors that influence the intention to donate through mobile payment applications, (Wiharjo & Hendratmi, 2019) about interest in paying zakat, infaq and alms online in Kuala Lumpur, (Jamaludin et al, 2017) regarding the perception of the use of zakat, infaq and alms online in Indonesia, (Ichwan, 2020) regarding muzzaki's decision to pay zakat, infaq and alms through fintech gopay, (Amalia, 2018) regarding individual interest in using Paytren sharia fintech as a means of payment for donation transactions, (Niswah et al, 2019a) regarding the interest of the Muslim millennial community in donating using the fintech platform, (Usman, 2020) about the use of fintech in donating, (Oktavendi, 2021) regarding the adoption of online ZIS payments by Generation Z, (Arwanita, 2022) researching interest in paying ZIS through BSI Mobile, (Lathifah, 2020) which ...…”

Section: Rotated Component Matrixmentioning

confidence: 99%

“…Meanwhile, the opposite research in this study was carried out by (Sulaeman & Ninglasari, 2020) examines the determinants of the millennial generation's interest in paying zakat, infaq and alms online, (Astuti & Prijanto, 2021) who researched the interest in paying zakat through the kitabisa.com platform. Perceptions of the use of online zakat in Indonesia by (Wiharjo & Hendratmi, 2019); interest in using E-zakat in paying ZIS by (Kharisma & Jayanto, 2021); interest in using online zakat applications by (Purwanto et al, 2021) and interest in digital ZISWAF payments by (Hasyim et al, 2020); (Usman, 2020) regarding the use of fintech in donating, (Oktavendi, 2021) regarding the adoption of online ZIS payments by Generation Z; (Al-Athar, 2021) examines the millennial generation's intention to pay donations through digital payments; (Arwanita, 2022) researched the interest in paying ZIS through BSI Mobile; (Azizi, 2020) interest in using electronic money for ZIS payments to the people of the city of Semarang; (Sukoraharjo et al, 2018)analyzed the website of the amil zakat foundation on the intention to pay zakat online with the TAM approach; (Mohd Thas Thaker et al, 2018) regarding the interest in adopting the waqf crowdfunding model. (Yeubun, 2022) which examines the interest in paying zakat online in the people of Jayapura City.…”

Section: Rotated Component Matrixmentioning

confidence: 99%

“…Several studies have shown that the effectiveness of distribution in donations felt by donors has a positive effect in this case with the use of technology including the interest in paying zakat, infaq and alms online in Kuala Lumpur (Wiharjo & Hendratmi, 2019), regarding perceptions of the use of zakat, infaq and almsgiving online in Indonesia (Jamaludin et al, 2017), regarding muzzaki's decision to pay zakat, infaq and alms through fintech gopay (Ichwan, 2020), regarding individual interest in using fintech sharia paytren as a tool for donation payment transactions (Amalia, 2018), regarding millennial Muslim community's interest in donating using fintech platforms (Niswah et al, 2019b), regarding the use of fintech in donations (Usman, 2020), regarding the adoption of online ZIS payments by Generation Z (Oktavendi, 2021), researching interest in paying ZIS through BSI Mobile (Arwani & Wahdati, 2020), examines the perceptions of the millennial generation regarding zakat online (Lathifah, 2020), analyzing the website of the amil zakat foundation on the intention to pay zakat online using the TAM approach (Sukoraharjo et al, 2018), regarding the interest in adopting the waqf crowdfunding model (Mohd Thas Thaker et al, 2018), regarding the interest in using Go-Pay digital payment service in donating (Joan, 2019). Meanwhile, opposing research in this study includes examining the determinants of millennial generation interest in paying zakat, infaq and alms online (Sulaeman & Ninglasari, 2020), researching interest in paying zakat through the kitabisa.com platform (Astuti & Prijanto, 2021).…”

Section: Introductionmentioning

confidence: 99%

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Payment Social Charity from the Muslim Community in Jayapura with an Explanatory Research

Affandy¹,

Baharuddin²,

Yeubun³

et al. 2022

ZISWAF

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<p><em>This paper aims to investigate why Muslim communities prefer to pay social charity to private non-profit institutions during natural and humanitarian disasters. This is quantitative research with an explanatory analysis method. The population in this study was the entire Muslim population of Jayapura City, Papua Province. Pre-observational research found that only 11% (22 respondents) of 200 respondents paid social charity to official government-owned institutions, while 89% (178 respondents) paid social charity to private non-profit institutions. Therefore, we obtained data using a questionnaire from 178 respondents who paid social charity to private non-profit organizations. The results show that three important variables can explain why people prefer to pay Islamic social finance to private non-profit institutions: channeling effectiveness, ease of access, and social influence. This study makes implications for private non-profit organizations on how to keep contributors' trust by paying attention to how donors' money is distributed, how accurately donations are distributed, and how the organization is perceived. The example set by private nonprofit organizations should be followed by government-owned private nonprofit organizations to improve their donor services.</em></p>

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“…The COVID-19 pandemic has increasingly increased the number of Fintech users (Fu & Mishra, 2022;Le, 2021) as consumers realize that Fintech services are very useful in today's life (Ambarsari et al, 2021;Le, 2021). In addition, Fintech is also able to answer the need by changing the supply chain networks in almost all business sectors Research on sustainable intentions to use Fintech is generally related to convenience, benefits, trustworthiness, risk, and security (Al Nawayseh, 2020;Ali et al, 2021;Daragmeh et al, 2021;Franque et al, 2021;Hasan et al, 2021;Jung et al, 2020;Le, 2021;Oktavendi, 2020;Oktavendi & Mu'ammal, 2021;Rabaai, 2021;Ryu, 2018;Sasongko et al, 2022;Setiawan et al, 2021;Setyaningsih et al, 2019;Shiau et al, 2020;Singh et al, 2020;Wang et al, 2019;Xie et al, 2021). Meanwhile, research on unsustainable intentions to use Fintech is undoubtedly related to the obstacles that arise from using information technology, in this case, Fintech.…”

Section: Introductionmentioning

confidence: 99%

The role of IT mindfulness in digital technostress and intention to use fintech in Indonesia

Putriani

Putriana

2023

JAI

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Research aims: This study aims to investigate how IT mindfulness and digital technostress affect the Y and Z generation of consumers' intentions to adopt Fintech in Indonesia.Design/Methodology/Approach: Consumer respondents from Indonesia's Y and Z generations were selected in this study. SEM-PLS was employed to examine the 309 respondents. Research findings: The study suggested that while IT mindfulness could decrease the adverse effects of digital technostress on the intention to use Fintech and increase it, digital technostress did not influence the intention to use Fintech.Theoretical contribution/Originality: This is the first study to examine how IT mindfulness and digital technostress affect customers in Indonesian Y and Z generation’s intention to use Fintech. The findings of this study add to the body of knowledge on IT mindfulness and will guide future research in this area and also be helpful to innovators and decision-makers in the field of financial technology so that consumers will continue to use it and, ultimately, support sustainable development.

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The Role Of Risk, Trust, Social Influence On ZIS Online Payment Adoption: Generation-Z Perspectives

Cited by 7 publications

References 51 publications

Analisis Penggunaan E-Commerce: Faktor Yang Mempengaruhi dan Dampaknya Bagi UMKM

Analisis Penggunaan E-Commerce: Faktor Yang Mempengaruhi dan Dampaknya Bagi UMKM

Payment Social Charity from the Muslim Community in Jayapura with an Explanatory Research

The role of IT mindfulness in digital technostress and intention to use fintech in Indonesia

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