“…Mixed and qualitative studies explore how people who owe LFO debts rely on social networks for financial support which causes family strain (Cook, Johnson, 2015;Nagrecha et al, 2015;Pleggenkuhle, 2012;Pogrebin, West-Smith, Walker, & Unnithan, 2014), forgo basic necessitates to make payments (Cook, 2014;Harris, 2016), face difficulties finding housing (Harris et al, 2010;Mogk, Shmigol, Futrell, Stover, & Hagopian, 2019), and are discouraged from entering formal economy or are forced to work low-wage jobs and forgo career-enhancing training/ education (Harris et al, 2010;Ortiz & Jackey, 2019;Pleggenkuhle, 2018). Various studies using different methods found that LFO debt may cause recidivism due to illegal activity or incarceration due to non-payment; two mixed methods studies found the latter happen in 17%-20% of cases (Cook, 2014;Ortiz, 2010;Ortiz & Jackey, 2019;Tostlebe, 2017). Numbers of people owing restitution varied from 13 to 70% (Koenig, 2007;Pearson & Davis, 2003;Pleggenkuhle, 2012); restitution debt may, in contrast to other LFO debt, increased time to recidivism (Tostlebe, 2017).…”