We prove that the Tate conjecture over finite fields is "generically true" for mod p reductions of complex projective varieties with h 2,0 = 1, under a mild assumption on moduli. By refining this general result, we prove in characteristic p ≥ 5 the BSD conjecture for a height 1 elliptic curve E over a function field of genus 1, under the generic assumption that the singular fibers in its minimal compactification are all irreducible. We also prove the Tate conjecture over finite fields for admissible algebraic surfaces with pg = K 2 = 1 in characteristic p ≥ 5 and even dimensional Gushel-Mukai varieties in characteristic p ≥ 3.