“…This topic does not cease to be the subject of scientific discussions and therefore is widely covered in the economic literature. The focus of the studies is on determining the effectiveness of the banking system, its ability to accumulate and transform them into investments, the problems of increasing the efficiency of interaction between the financial and real sectors of the economy (Aganbegyan, 2011;Ageeva & Mishura, 2017;Lavrushin, 2011Lavrushin, , 2013Lavrushin, , 2016Beloglazova, 2011;Maslenikov & Maslenikov, 2015), ensuring the availability of credit resources for small and medium-sized enterprises (Kremin, 2017;Nasonov, 2015). Many researchers turn to the analysis of the credit market by federal districts, industrial complexes and sectors of the economy (Gostev, 2017;Zike, 2015).…”