“…Rather, it is an egocentric optimism that "it just won't happen to me" that one's own chances of experiencing health and safety problems are low and certainly lower than their peers' chances of experiencing the same problems (Larwood, 1978;Perloff & Fetzer, 1986;Weinstein, 1980Weinstein, , 1982Weinstein, , 1984Zakay, 1983Zakay, , 1984. Rather than rationally objective perceptions of oneself, the world, and the future, cognitive bias in the form of unrealistic optimism, exaggerated perceptions of personal control, and overly positive self-evaluations are characteristic of normal human thought (Greenwald, 1980;Scheier & Carver, 1985;Taylor & Brown, 1988). This "illusory glow" pervading cognitive processing is manifest through fundamental beliefs, such as "bad things happen to people who deserve them (not to good people like me)" or "I'm capable; I can handle it" and through information processing habits that bias people to behave, search for cues, and interpret events in means consistent with existing beliefs and expectations (e.g., Breckler & Greenwald, 1986;Janoff-Bulman & Timko, 1987;Taylor, 1989;Taylor & Brown, 1994;Weinstein, 1993a).…”