As technology advances, so do its diverse and creative inventions. One of those innovations includes smart wearable technology that goes by different names, such as AI-based smart wearable devices or smart wearables. This paper delves into the multifaceted landscape of smart wearable technology, focusing on its integration and susceptibility in lesser-explored domains such as education, healthcare, and health industrial applications. The paper explores smart wearables' evolution, highlighting their transformative impact on various educational analytics and application cases. It examines the benefits and risks associated with smart wearable technology in healthcare educational settings, shedding light on its widespread adoption's potential opportunities and challenges. By analyzing these aspects, this paper aims to provide insights into the modern-age susceptibility to compact smart wearables and propose measures to address security concerns while harnessing the potential of smart wearable technology for healthcare educational analytics and applications.