Why does the Maxwell-Boltzmann energy distribution for an ideal classical gas have an exponentially thin tail at high energies, while the Kaniadakis distribution for a relativistic gas has a power-law fat tail? We argue that a crucial role is played by the kinematics of the binary collisions. In the classical case the probability of an energy exchange far from the average (i.e., close to 0% or 100%) is quite large, while in the extreme relativistic case it is small. We compare these properties with the concept of "saving propensity", employed in econophysics to define the fraction of their money that individuals put at stake in economic interactions.