The Hubbard model extended by both nearest‐neighbour (nn) Coulomb correlation and nearest‐neighbour Heisenberg exchange is solved rigorously for a triangle and tetrahedron. All eigenvalues and eigenvectors are given as functions of the model parameters in a closed analytical form. For fixed electron numbers we found a multitude of level crossings, both in the ground state and in the excited states in dependence on the various model parameters. By coupling an ensemble of clusters to an electron bath we get the cluster gas model or the cluster gas approximation, if an extended array of weak‐interacting clusters is considered. The grand‐canonical potential Ω (μ, T, h) and the electron occupation N (μ, T, h) of the related cluster gases were calculated for arbitrary values (attractive and repulsive) of the three interaction constants. For the cluster gases without the additional interactions we found various steps in N (μ, T = 0, h = 0) higher than one. The reason is the degeneration of ground states differing in their electron occupation by more than one electron. For the triangular cluster gas we have one such degeneration point. For the tetrahedral cluster gas two. As a consequence, we do not find areas with one electron in the μ‐U ground‐state phase diagram of the triangular cluster gas or with one, two and five electrons in the case of the tetrahedral cluster gas. The degeneration point of the triangular cluster gas can not be destroyed by an applied magnetic field. This holds also for the lower degeneration point of the tetrahedral cluster gas. Otherwise, the upper degeneration point breaks down at a critical magnetic field hc. The dependence of hc on U shows a maximum for strong on‐site correlation. The influence of nn‐exchange and nn‐Coulomb correlation on the ground‐state phase diagrams is calculated. Whereas antiferromagnetic nn‐exchange breaks the degeneration points of the tetrahedral cluster gas partially only, a repulsive nn‐Coulomb correlation lifts the underlying degeneracies completely. Otherwise both ferromagnetic nn‐exchange and attractive nn‐Coulomb interaction stabilise the degeneration points. The consequences of the cluster gas results for extended cluster arrays are discussed.