“…Many variables have a bidirectional effect (positively/negatively or strong vs. weak correlated) in evaluating the personal adaptive behavior (Koerth et al, 2017). Some explanation for this challenge might include the small sampling of variables used in past studies, small sampling size, misinterpretation of correlation, failure control before and after a flood hazard event, missing of longitudinal research, or correlation being positive, but very small (Bamberg et al, 2017;Koerth et al, 2017;Van Valkengoed & Steg, 2019;Weinstein, Rothman, & Nicolich, 1998). In fact, the effects of each factor on individual behavior are quite complex and sometimes hazardous; trigger mechanism are often case study specific as different sociocultural and individual circumstances influence individual behaviors (Bubeck et al, 2018;Fuchs, Röthlisberger, Thaler, Zischg, & Keiler, 2017;Kellens, Zaalberg, Neutens, Vanneuville, & De Maeyer, 2011;Logan, Guikema, & Bricker, 2018;Molua, 2009;Poussing, Botzen, & Aerts, 2014).…”