We use a dispersion representation based on unitarity and analyticity to study the low energy γ * N → πN process in the S11 channel. Final state interactions among the πN system are critical to this analysis. The left-hand part of the partial wave amplitude is imported from O(p 2 ) chiral perturbation theory result. On the right hand part, the final state interaction is calculated through Omnès formula in S-wave. It is found that good numerical fit can be achieved with only one subtraction parameter, and the eletroproduction experimental data of multipole amplitudes E0+, S0+ in the energy region below ∆(1232) are well described when the photon virtuality Q 2 ≤ 0.1GeV 2 . The γ * N coupling of the possible sub-threshold resonance in S11 channel is also investigated.