Over the past two decades, advances in computational algorithms have revealed a curious property of the two-dimensional Hubbard model (and related theories) with hole doping: the presence of close-in-energy competing ground states that display very different physical properties. On the one hand, there is a complicated state exhibiting intertwined spin, charge, and pair density wave orders. We call this 'type A'. On the other hand, there is a uniform d-wave superconducting state that we denote as 'type B'. We advocate, with the support of both microscopic theoretical calculations and experimental data, dividing the high-temperature cuprate superconductors into two corresponding families, whose properties reflect either the type A or type B ground states at low temperatures. We review the anomalous properties of the pseudogap phase that led us to this picture, and present a modern perspective on the role that umklapp scattering plays in these phenomena in the type B materials. This reflects a consistent framework that has emerged over the last decade, in which Mott correlations at weak coupling drive the formation of the pseudogap. We discuss this development, recent theory and experiments, and open issues. * If one did not refermionise the spin sector, the non-linear interaction term within the bosonic theory reads −4g a =b cos Θ a cos Θ b , which is suggestive of a high symmetry. * This is easy to see in the purely bosonic language, as the interaction term −4g cos Θ sf cos Θ f at strong coupling pins the bosons to (Θ sf , Θ f ) = (2mπ, 2nπ or (Θ sf , Θ f ) = [2m + 1]π, [2n + 1]π with n, m ∈ Z. * Interestingly, recent gauge theory calculations that are proposed to apply to the pseudogap phase of the cuprates find such a deformation of the Fermi surface. See figure 7(a) of (Sachdev et al. 2018).