“…In a recent article about the financial situation of seniors in the United States, Li and White [ 6 ] observe that the 2008 financial crisis, in part, worsen the financial distress of seniors. Also, Blanchet [ 7 ] finds that the last financial crisis has rendered it difficult for the retired to rely solely on their assets to achieve an acceptable living standard in the foreseeable future [ [8] , [9] , [10] ].…”