This study investigates the innovative design of a bicycle saddle by incorporating sustainable ergonomics, universal design principles, and systematic innovation methods. Initially, the literature related to bicycle saddle design and its impact on the human body during riding was analyzed. The TRIZ contradiction matrix was then used to identify relevant invention principles, which served as references for the innovative design of the bicycle saddle. Biomechanics and the human–machine system analysis within human factors engineering were applied to ensure the innovative design is ergonomic and user-friendly. The design features a horizontally expandable and foldable bicycle saddle, enhancing its adaptability and sustainability. Universal design principles were applied to make the innovative design more accessible to the general public, and the prototype was simulated using Inventor drawing software. The research results include: (1) An innovative bicycle saddle design with horizontal expansion and folding functions is proposed. This design divides the saddle into three components, enabling the left and right parts to expand or retract based on user preferences. (2) A bicycle backrest design featuring vertical adjustability is introduced. It incorporates a quick-release adjustment mechanism at the junction of the backrest and saddle, allowing users to freely adjust the backrest height. (3) A quick-operation bicycle saddle design is presented, utilizing quick-release screws to facilitate the swift operation of the horizontal expansion and folding mechanisms. This validation method confirmed that the innovative design meets both sustainable ergonomic standards and user expectations. The systematic innovation approach used in this study can serve as a valuable reference for future research and design applications.