A Friedrich–Wintgen bound state in the continuum (FW-BIC) is of particular interest in the field of wave physics phenomena. It is induced via the destructive interference of two modes that belong to the same cavity. In this work, we analytically and numerically show the existence of FW-BIC in a T-shaped cavity composed of a stub of length d0 and two lateral branches of lengths d1 and d2, attached to an infinite waveguide. The whole system consists of metal–insulator–metal (MIM) plasmonic waveguides that operate in the telecommunication range. Theoretically, when d1 and d2 are commensurated, BIC is induced by these two branches. This latter is independent of d0 and the infinite waveguide, where the T structure is grafted. By breaking the BIC condition, we obtain a plasmon-induced transparency (PIT) resonance. The PIT resonance’s sensitivity to the dielectric material of the waveguide may be exploited to design a sensitive nanosensor suitable for sensing platforms, thanks to its very small footprint. A sensitivity of 1400 nm/RIU and a resolution of 1.86×10−2 RIU showed a high level of performance that the designed structure achieved. Moreover, this structure could also be used as a biosensor, in which we have studied the detection of the concentration in the human body, such as Na+, K+, and glucose solutions, and these sensitivities can reach 0.21, 0.28, and 1.74 nm dL/mg, respectively. Our designed structure advances with technology and has good application prospects, working as a biosensor to detect the blood’s hemoglobin level. The analytical results, obtained via Green’s function method, are validated via numerical simulations using Comsol Multiphysics software based on the finite element method.