The conversion of renewable solar energy into chemical energy is an important topic in research. Recently, bismuth chromate (Bi2CrO6) has attracted attention in photocatalytic research, particularly for its potential applications in pollutant degradation and water splitting. This layered metal oxide exhibits a narrow optical band gap of approximately 1.9 eV and can utilize most of visible light in the solar spectrum. However, the photocatalytic activity of Bi2CrO6 is relatively low, and its poor charge separation properties restrict its practical applications. Herein, we report a microwave-assisted hydrothermal method for the fabrication of Bi2CrO6 crystals with high crystallinity and uniform morphology. Compared with the conventional preparations, microwave irradiation induces rapid volumetric heating and greatly accelerates nucleation and growth reactions, forming Bi2CrO6 crystals within minutes. Multiple characterization methods, including X-ray diffraction, Raman scattering, and scanning electron microscopy, were employed to examine the crystallinity and morphologies of the samples. Microwave-assisted synthesized Bi2CrO6 crystals showed better water oxidation activity in photocatalytic and photoelectrochemical tests than the conventional samples. Oxygen evolution rates were boosted 7.2 and 3.1 times using AgNO3 and Fe(NO3)3 as electron acceptors, respectively. Further investigations showed that microwave-assisted Bi2CrO6 crystals exhibited improved photogenerated charge separation. The average lifetime of photogenerated carriers, calculated from time-resolved photoluminescence results, also showed an increase. Furthermore, using photodeposition of metals and oxides as probes, the spatial separation of photogenerated electrons and holes was demonstrated to take place between {001} top and side facets of the Bi2CrO6 crystal samples. Loading reduction and oxidation cocatalysts onto different facets significantly enhanced the photocatalytic activities. These results enforce the promise of microwave-assisted Bi2CrO6 crystal synthesis for photocatalytic water-splitting applications and present a solution for efficient solar-energy conversion.