In recent years, nanostructures have improved the performance of solar cells and are regarded as the most promising microstructures. The optical properties of PEDOT:PSS/c-Ge hybrid solar cells (HSCs) based on the octagon germanium nanoparticles (O-GNPs) were numerically analyzed using the finite-difference time-domain (FDTD) method. The optimal structure of the hybrid solar cell is determined by changing the thickness of the organic layer and structural parameters of nanoparticles to enhance the optical absorption and eventually achieve high broadband absorption. By changing the structure parameter of O-GNPs, we studied its effect on solar cells. The optimization of geometric parameters is based on maximum absorption. The light absorption of our optimized HSCs is basically above 90% between 200 and 1500 nm. PEDOT:PSS is placed on top of O-GNPs to transmit the holes better, allowing O-GNPs to capture a lot of photons, to increase absorbance value properties in the AM1.5 solar spectral irradiated region. The transmittance is increased by adding poly-methyl methacrylate (PMMA). At the same time, the electrical characteristics of Ge solar cells were simulated by DEVICE, and short-circuit current (Jsc), open-circuit voltage (Voc), maximum power (Pmax), filling coefficient (FF) and photoelectric conversion efficiency (PCE) were obtained. According to the optimization results after adjusting the structural parameters, the maximum short-circuit current is 44.32 mA/cm2; PCE is 7.84 mW/cm2; FF is 69%. The results show that the O-GNPs have a good light trapping effect, and the structure design has great potential for the absorption of HSCs; it is believed that the conversion efficiency will be further improved through further research.