UN Department of Economic and Social Affairs (DESA) Working Papers

doi:10.18356/a39cdf00-en

Cited by 11 publications

(5 citation statements)

References 21 publications

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“…Savings product was introduced in Bangladesh's microfinance system by the Grameen Bank to reduce the borrowers' repayment difficulties (Raihan et al, 2017). Ahsan and Barua (2010) and Islam (2009) suggest that sometimes savings are demobilized to repay loans and the borrowers of this study agree that they saved a part of their income to pay their personal debt. The structural result shows a positive and significant causal relationship between household savings and repayment ability.…”

Section: Discussionmentioning

confidence: 68%

“…Thus, savings are designed to protect borrowers from being indebted due to default in repayment. The microfinance borrowers found to prefer use savings for repayment (Ahsan & Barua, 2010) and they demobilize savings easily to repay the loan (Islam, 2009). Al also found that household savings of microfinance borrowers have a significant negative relationship with repayment problem.…”

Section: Hypothesis 2amentioning

confidence: 99%

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Effect of Household Factors on Repayment Ability among Islamic Microfinance Borrowers in Bangladesh

Sharmin¹,

Bakar²

2018

IJBM

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The paper aims to discuss the effect of household factors on repayment ability among borrowers of Islamic microfinance in Bangladesh. Cross-sectional survey was used on borrowers who have been involved for more than two years in rural development scheme. Data was collected from 507 households through a close-ended questionnaire. The survey found that household income increased significantly after access to the Islamic microfinance program. The structural equation model analysis shows that household income has a significant positive effect on repayment ability. Household savings and consumption were also found to have a significant positive relationship with household income. Household savings also has a significant positive relationship with repayment ability when it is negative with the household consumption. Unlike conventional studies, this study found that borrowers involved in farm activities have a better repayment ability. The emerging result contributes to the research regarding repayment problems and the findings demonstrate that the adoption of Islamic microfinance could be a better solution. It is also anticipated that the empirical result will contribute to the furtherance of literature on Islamic microfinance.

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Section: Discussionmentioning

confidence: 68%

Section: Hypothesis 2amentioning

confidence: 99%

Effect of Household Factors on Repayment Ability among Islamic Microfinance Borrowers in Bangladesh

Sharmin¹,

Bakar²

2018

IJBM

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“…Maloney (2004) stated that some of self-employed work for themselves because they prefer to be an independence and flexible as self-employment. In their empirical studies Fields (1975), Tokman (2007) and de Mel, et al, (2010) indicated that the majority of self-employed prefer to work for themselves and earn less since they are controlled out of wage jobs. In his argument, Blanchflower (2000) claims that this causes the growing share of individuals who consider self-employment as an alternative income option and the chance to avoid or to quit unemployment.…”

Section: Self-employment Motivationmentioning

confidence: 99%

Examining the motivation factors for individuals choosing self-employment: An assessment on Saudi labor market

Alobaid

2020

IJRBS

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The self-employment issue has attracted the attention of both researchers in the field of economies of labor and policymakers. This paper investigates the main determinants of being self-employed in Saudi Arabia including age, gender, qualification, earning, and non-financial benefits cited by the self-employed workers in the Saudi labor market. However, very limited previous research has discussed the subject of self-employment determinants altogether. The analysis uses the "household survey" Labor Force Direct Survey LFDS for Saudi Labor Market to investigate individuals’ determinants for being self-employed and to have a better explanation of self-employed jobs and their determinants. Estimates are presented on a sample of 1100 participants who became self-employed by 2017. The data provide detailed information on self-employment that allows analyzing the complete set of determinants that controlled self-employment. The descriptive statistics show that the self-employed tend to be young males aged between 20-35 years, with a preference of working in the telecommunication sector, with a high school certificate, and with a monthly earning target between 7001-10000 SR. Findings show that the most cited reason for the male at 90% was a preference for being one’s own boss. For females, the most cited motivating factor about 89% was ‘the opportunity to raise more money.

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“…Por otro lado, desde una mirada poskeynesiana, Epstein (2009) destaca el poder político que ejercen los grupos económicos cuando fugan capitales, al condicionar la cuantía de divisas disponibles en la economía y en el nivel de inversión en una relación con los gobiernos de turno que puede ser más o menos próxima de acuerdo con el grado de regulación que estos establezcan sobre los movimientos de capitales.…”

Section: Aportes Teóricos De La Fuga De Capitalesunclassified

La fuga de capitales en la Argentina reciente (1976-2018)

Barrera¹,

Bona²

2018

Rev. fac. cien. econ.

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En este trabajo, que surge de un proyecto de investigación que analiza el fenómeno de la restricción externa en la economía argentina, se compara la evolución de la fuga de capitales (junto a otras variables de relevancia para su análisis como la deuda externa y los intereses pagados), desde mediados de la década de 1970 del siglo pasado, centrándose en el período 2002-2017 (la posconvertibilidad). Para ello se utilizan diferentes métodos de estimación: el Residual del Balance de Pagos, el de Stocks y el Cambiario (Banco Central). Los resultados indican que entre 1976 y 2015 se extrajeron del sistema financiero nacional unos U$S 277.800 millones, aunque mientras en el período 1976-2001 las divisas provinieron del endeudamiento externo (privado y público), en la etapa 2002-2015 ese rol lo cumplió el superávit comercial. Las evidencias desde 2016 indicarían que nuevamente es el endeudamiento externo público garantiza la exteriorización de activos.

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UN Department of Economic and Social Affairs (DESA) Working Papers

Cited by 11 publications

References 21 publications

Effect of Household Factors on Repayment Ability among Islamic Microfinance Borrowers in Bangladesh

Effect of Household Factors on Repayment Ability among Islamic Microfinance Borrowers in Bangladesh

Examining the motivation factors for individuals choosing self-employment: An assessment on Saudi labor market

La fuga de capitales en la Argentina reciente (1976-2018)

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