“…Individual decisions about whether to carry on working or retire are as we know complex and constrained. The interaction of health, wealth, marital status, employer action and government policy combine to structure what is possible and what is desirable (Vickerstaff, 2006;Loretto and Vickerstaff, 2012;Hasselhorn and Apt, 2015;Lain, 2016;Phillipson et al, 2019). The study reported here seeks to include in the list of dynamic variables in retirement decision making, a full and rounded sense of the impact of ageism.…”