Understanding Consumers’ Barriers to Using FinTech Services in the United Arab Emirates: Mixed-Methods Research Approach

Bouteraa, Mohamed; Chekima, Brahim; Lajuni, Nelson; Anwar, Ayesha

doi:10.3390/su15042931

Cited by 22 publications

(12 citation statements)

References 114 publications

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“…This is due to the fact that the latter is not an appropriate proxy for consumption, since not all purchases involve personal consumption, whereas all consumption is accompanied by a purchase and is viewed as significantly related to the product, as previously discussed. This is in accordance with the recommendation by [19,[76][77][78] to not combine actual behaviour and intention cases' responses as their patterns are distinct. A self-administered questionnaire was employed for collecting data in this research using the drop-off and collect approach.…”

Section: Methodssupporting

confidence: 90%

Determinants of Organic Food Consumption in Narrowing the Green Gap

et al. 2023

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Understanding and recognising environmentally-friendly behaviour are vital in achieving the Sustainability Development Goals and driving the economy for countries and producers of environmentally-friendly goods. Nevertheless, various stakeholders have expressed concern about the existing green gap, which greatly hinders their marketing efforts. This situation persists as mainstream research investigates people’s purchasing intentions, under the notion that the intention to perform a specific behaviour would generally predict the actual behaviour. The key argument of this study is that examining the actual consumption behaviour of organic foods is the ideal approach towards investigating purchase intention drivers as a proxy for consumption. In response to the green gap, the theory of planned behaviour is expanded by including the dimension of temporal orientation, i.e., a future orientation that has an influential but unrecognised effect on many human behaviours. In contrast to the prevalent operationalisation of attitude, the term is defined as a product-specific attitude which is markedly dissimilar to the environmental attitude in its orientations. The Partial Least Squares Structural Equation Modeling technique was used to analyse the research model. The findings indicate that while product-specific attitudes and perceived availability positively affect organic food consumption, subjective norms do not. Additionally, the data implies that product-specific attitudes are stronger when future orientation is high.

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Section: Methodssupporting

confidence: 90%

Determinants of Organic Food Consumption in Narrowing the Green Gap

et al. 2023

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“…Previous research conducted by Amanah, Rahadian, and Iradianty (2016) found that financial attitude partially affects financial management behavior. Similar findings have been made by Mien and Thao (2015) and Herdjiono and Damanik (2016) regarding the favorable influence of financial attitude on financial management behavior, which also extends to the adoption and management of fintech (Bouteraa, Chekima, Lajuni, & Anwar, 2023). Based on these findings, it is hypothesized that:…”

Section: Financial Attitudesupporting

confidence: 65%

Determinants of personal financial management practices among Malaysian youth

Ansar,

Chekima,

Lada

et al. 2023

5002

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This study examines the factors influencing personal financial management practices among Malaysian youths, with the moderating role of future orientation. This study used the theory of planned behavior as an underpinning theory to predict and understand the factors that influence personal financial management practices among Malaysian youth. The participants in the study are Malaysian individuals aged 15 to 40 years. A total of 119 valid questionnaires were collected and analyzed using structural equation modeling (SEM) with partial least squares (PLS). The data analysis findings revealed significant positive effects of financial attitude and financial literacy on the financial management practices among the Malaysian youth. Additionally, the results demonstrate that future orientation is a moderator, strengthening the associations between financial attitude, financial literacy, and personal financial management practices among young people. This study has two main implications. First, it provides valuable information for Malaysian government organizations and policymakers to develop successful plans for encouraging better financial management among young people. Furthermore, this study contributes to the extant literature on personal financial management practices by offering an alternative strategy to address the growing problem of bankruptcy among the Malaysian youth.

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“…Corruption's adverse effects on economic growth manifest through indirect channels, impacting areas such as investment, education, trade policy, and political stability (Bouteraa, Chekima, Lajuni, & Anwar, 2023). Pellegrini and Gerlagh (2004) demonstrated that corruption inhibits economic growth by 19%.…”

Section: Corruption Hinders Economic Growthmentioning

confidence: 99%

Does corruption boost economic growth in developing countries?

Bouteraa,

Tir,

Achour

et al. 2024

5002

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Many countries with emerging economies suffer from a high level of corruption that hampers their overall development. Despite the abundance of literature scrutinizing the intricate relationship between corruption and economic growth, the precise nature of this connection remains elusive. To address this, this study rigorously examines the link between corruption and economic growth across 129 developing countries, spanning the years 2003 to 2021. The methodology relies on Transparency International's Corruption Perceptions Index (CPI) to gauge the extent of corruption within these nations. Employing the Plate-Corrected Standard Error (PCSE) estimator, we seek to derive a more robust and reliable measure of the correlation between corruption and growth. The noteworthy revelation of this investigation is that higher levels of corruption surprisingly correlate with increased economic growth in developing countries, thereby supporting the intriguing "grease the wheels" hypothesis. These findings challenge conventional assumptions and prompt a re-evaluation of the perceived negative impact of corruption on economic development. Furthermore, our analysis uncovers additional factors influencing economic growth in developing nations. Notably, Foreign Direct Investment (FDI) and revenues from oil contribute positively to economic growth, while augmented military expenditures emerge as a suppressant. These nuanced insights shed light on the multifaceted dynamics shaping economic trajectories in developing countries and underscore the complexity of the interplay between corruption and key economic indicators.

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Understanding Consumers’ Barriers to Using FinTech Services in the United Arab Emirates: Mixed-Methods Research Approach

Cited by 22 publications

References 114 publications

Determinants of Organic Food Consumption in Narrowing the Green Gap

Determinants of Organic Food Consumption in Narrowing the Green Gap

Determinants of personal financial management practices among Malaysian youth

Does corruption boost economic growth in developing countries?

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