Understanding the Fintech Continuance Intention of Indonesian Users: The Moderating Effect of Gender

Nurlaily, Ferina; Aini, Edlyn Khurotul; Asmoro, Priandhita Sukowidyanti

doi:10.3846/btp.2021.13880

Cited by 7 publications

(4 citation statements)

References 32 publications

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“…The results were in agreement with similar studies carried out in Malaysia (Lai andLiew, 2021), 10.3389/fpsyg.2022.928735 FIGURE 3 Diagram illustrating the structural model. India (Pal et al, 2021), South Korea (Joo, 2018), and Indonesia (Nurlaily et al, 2021). As for results of the investigation regarding the multi-dimensional perceived value framework, it is noted that the three antecedents can all significantly predict perceived value.…”

Section: Discussionmentioning

confidence: 93%

Research on factors affecting people’s intention to use digital currency: Empirical evidence from China

Yang

2022

Front. Psychol.

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In the era of FinTech, many countries are currently exploring the viability of their own digital currencies due to the vast potential in terms of efficiency, security and accessibility. Some digital currencies have been under rapid development and real-world trials have recently been deployed. The purpose of this paper is to understand the main factors that could affect people’s intention to use digital currency via an empirical study. A survey was employed to collect data and the final sample consisted of 408 respondents in China. The responses were analyzed using exploratory factor analysis, confirmatory factor analysis and structural equation modeling. The results showed that financial knowledge, perceived value, openness to innovation and perceived convenience positively impact people’s intention to use digital currency. It was also found that perceived value can be significantly anteceded by perceived monetary value, perceived functional value, and perceived emotional value. In addition, the mediating effect of perceived value on the influencing path between financial knowledge and intention to use was also confirmed. The findings can be utilized by governmental related authorities or FinTech companies to enhance the perception of users and develop effective strategies for increasing their intention to use digital currency.

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Section: Discussionmentioning

confidence: 93%

Research on factors affecting people’s intention to use digital currency: Empirical evidence from China

Yang

2022

Front. Psychol.

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“…Research has revealed that men generally have a higher usage rate of fintech applications compared to women (Chen et al, 2023). Nonetheless, it means a lot to take note of that distinction in sexual orientation in fintech adoption might shift across various social settings and explicit fintech administrations advertised (Nurlaily et al, 2021). Study has shown that age gender and education do significantly impact the use of Fintech among the farmers (Mathur, 2022).…”

Section: Gender and Educationmentioning

confidence: 99%

Fintech Adoption and its Impact on Sustainability: Risk Benefit Analysis of an Emerging Economy

Sadiq,

Baneen,

Abbas

2023

AAR

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This study aims to analyze how the six variables, such as perceived legal risk, perceived performance risk, perceived cyber risk, perceived financial risk, perceived economic benefit, ease of use, and monetary benefit affects the adoption of financial technology, with the moderating effect of gender and education. Additionally, it explores the impact of Fintech adoption on economic, environmental, and social sustainability of Pakistan. For this purpose, a quantitative research approach has been employed by using a well-designed questionnaire. Moreover, the sample size of 312 was considered and the responses were collected through Google forms. The data collected was then analyzed using SPSS. The study’s findings revealed that the perception of the advantages of using fintech has a positive impact on its adoption. The perception of risk has a negative impact, however, this impact is much lesser than the benefits. Risk perception negatively impacts sustainability while benefits perception impacts sustainability positively. Thus, this study can provide policymakers in emerging economies with valuable insights into the perceived risks and benefits of Fintech adoption for sustainable development. This study gives insight to the practitioners and researchers on how perceived risk and benefit can impact Fintech adoption and how its adoption, in turn, impacts sustainability. The research can contribute to informed policy decisions, support the development of robust regulatory frameworks, advance knowledge, and promote inclusive growth in emerging economies.

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“…Sampel peneltian adalah nasabah yang berdomisili di wilayah Jabodetabek. Variabel yang diteliti mengenai hubungan Operational Risk dan Security Risk terhadap Perceived Risk sudah pernah dilakukan secara terpisah, seperti oleh Nurlaily et al, (2021), Sumardi et al, (2022), Keong et al, (2020), Mahardika et al, (2021), Wilson (2021), Sentanu et al (2020), Irawan dan Affan (2020), Liang et al, (2018), Trinh et al,(2020, Marriott and Williams (2018), Jain dan Raman (2022), Ali et al, (2020), Mascarenhas et al (2020), Setyadi et al, (2021).…”

Section: Gambarunclassified

“…Security Risk dapat menyebabkan potensi kerugian karena menyangkut data privasi dari nasabah, seperti kode pin portable nasabah yang dapat diretas oleh beberapa pihak. Semakin tinggi resiko keamanan yang dirasakan nasabah maka intensi nasabah dalam menggunakan Fintech akan menurun oleh sebab itu disimpulkan bahwa Security Risk memiliki hubungan positif dengan Perceived Risk (Nurlaily, Aini, & Asmoro, 2021).…”

Section: Hubungan Security Risk Dan Perceived Riskunclassified

Persepsi Resiko Pada Penggunaan M-Banking Dalam Layanan Perbankan Di Indonesia

Tanuwijaya,

Zainul Arifin

2023

Distribusi

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Tingkat penggunaan Fintech di Indonesia di zaman modern semakin tinggi. penelitian ini bertujuan untuk memverifikasi serta menguji pengaruh operasional risk, performance risk, dan security risk terhadap perceived risk pada penggunaan FinTech. dalam penelitian ini menggunakan Theory Acceptance Model (TAM). Data dalam penelitian ini menggunakan data primer Penelitian ini menggunakan metode pengumpulan data melalui kuisioner yang dibentuk dengan mengggunakan google form, dan diseabrkan melalui media online. Analisis data menggunakan regresi dengan metode SEM – PLS versi 4.0 yang disebarkan kepada 545 responden yang pernah menggunakan layanan FinTech m-Banking dan Internet Banking yang mencakup wilayah jabodetabek. Hasil penelitiannya membuktikan bahwa SR berpengaruh psoitif signifikan serta OR dan PFR tidak berpengaruh terhadap PR. Nilai originalitas penelitian ini membuktikan bahwa teori TAM mampu menjelaskan hubungan antar variable pada model penelitian

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Understanding the Fintech Continuance Intention of Indonesian Users: The Moderating Effect of Gender

Cited by 7 publications

References 32 publications

Research on factors affecting people’s intention to use digital currency: Empirical evidence from China

Research on factors affecting people’s intention to use digital currency: Empirical evidence from China

Fintech Adoption and its Impact on Sustainability: Risk Benefit Analysis of an Emerging Economy

Persepsi Resiko Pada Penggunaan M-Banking Dalam Layanan Perbankan Di Indonesia

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