“…Due to the rather rapid transition to an aging society, the very idea of the social exclusion of the elderly from social and economic processes is controversial today not only in Russian, but also in foreign science [4], [5], [6], [7], [8], [9], [10]. At the same time, it is becoming increasingly obvious that with retirement, only a person's income is significantly reduced, the rest of his resources can, at least, remain unchanged.…”