The study aimed at examining the contribution of education to personal income of male and female employees working in the industrial sector of Odis ha. It was found that education has higher impact on income, compared to agriculture. In small and micro sectors where it is more of physical work than intellectual work, education has low impact compared to efficiency acquired over years of experience. From gender perspective education has similar impact on income, but years of experience has inverse relationship.Research limitations -The research is undertaken at a point of time not over the time. The study overlooks drop out year or grade while measuring years of schooling, multiple source of income for average income calculation and experience from past non similar jobs in years of experience.Practical implications -Steps should be taken to make education more employment oriented. Education system should focus on imparting skills that are relevant to the industry. For this the state government might set up a curriculum committee consisting of subject teachers, students both current and pass out, corporate HR recruitment team members and professor emeritus.Early works in this subject focused on either urban or rural population. The current study, instead of confining itself to one area, covers both areas. In India returns to education is researched mostly using secondary data. The paper uses primary data to evaluate returns on education from across various districts of Odis ha.