“…According to a study conducted in South Africa and Serbia; age, wealth status, the absence of drugs and supplies, the lack of information about waivers, the difficulty in identifying beneficiaries, and the inadequate operating structure were significant factors in health service utilization, but occupation, education, and income level were not [ 9 , 17 ]. Besides studies done in Ethiopia, sex, residence, occupation status, family size, perceived health status, travel time, perceived distance, earning more than the poverty line, perceived severity of illness, shortage of drugs and procedures, and perceived transport costs were significantly associated with utilization of health services [ 14 , 15 , 18 ]. Additionally, studies revealed that marital status, educational status, income level, presence of a disability health problem, presence of under-five children in the household, presence of elders in the household, insurance status, the nearest health institution, the presence of chronic illness in the household, the time taken to reach the health institution, and attitude were significantly associated with the utilization of health services [ 16 , 19 – 22 ].…”