Village savings and loans association participation and impact on off-farm income among rural women

Bannor, Richard Kwasi; Oppong-Kyeremeh, Helena; Derkyi, Mercy; Adombila, Albert Yingura; Amrago, Ernest Christlieb

doi:10.1108/jec-04-2020-0058

Cited by 28 publications

(11 citation statements)

References 58 publications

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“…The level of prejudice is higher in developing countries than in developed countries. Women are less likely to be permitted to engage in economic activities in rural areas, limiting economic growth into the 21st century (Bannor et al , 2020). Studies undertaken by the World Bank argue that rural women in Bangladesh are not permitted to engage in family-based decision-making or own physical or financial property.…”

Section: Introductionmentioning

confidence: 99%

Rural women characteristics and sustainable entrepreneurial intention: a road to economic growth in Bangladesh

Polas

Raju

Muhibbullah

et al. 2021

JEC

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Purpose This study aims to provide a better understanding of the individual-level factors that affect rural women’s sustainable entrepreneurial intention in starting and running a business in Bangladesh and contributing to national economic growth. Design/methodology/approach Data from a sample of 297 rural Bangladeshi women were analysed using a quantitative approach with Smart PLS 3.0 (SEM) and SPSS V25. This was to explore the direct influence of perceived capability, social perception and individual competencies on women’s intention to become sustainable entrepreneurs. The indirect consequences of these three variables on perceived opportunity were also evaluated. Findings The studies confirmed a positive and significant association between perceived capability and social perception with the intention to become a sustainable entrepreneur. There is no conventional connection between women’s individual competencies and their intention to become an entrepreneur. Moreover, the data confirmed that perceived opportunity mediates the relationship between perceived capability and individual competencies with the intention to become an entrepreneur. However, no mediation role of perceived opportunity in the relationship between social perception and intention was found. Originality/value This study is one of very few to explore through empirical analysis the relationship between women’s individual characteristics and their intention to become sustainable entrepreneurs and to investigate whether rural women are motivated to become empowered to contribute to economic development through sustainable entrepreneurial intention.

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Section: Introductionmentioning

confidence: 99%

Rural women characteristics and sustainable entrepreneurial intention: a road to economic growth in Bangladesh

Polas

Raju

Muhibbullah

et al. 2021

JEC

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“…The agrochemical vendor’s ability to participate in trade credit supply is dichotomous. Thus, it involves two mutually exclusive alternatives (Bannor et al , 2020a). Models that guide the estimation of such binary response variables have been advanced by Wongnaa and Awunyo-Vitor (2013) and Kabir et al (2020).…”

Section: Methodsmentioning

confidence: 99%

“…However, Olounlade et al (2020) indicate that the PSM is subject to unobserved covariates (conditional independence assumption) which consequently affect the outcome and treatment variables. To control for the hidden bias, Bannor et al (2020a) opine the use of Rosenbaum's analysis of sensitivity. Therefore, following the study of Yeshitila et al (2020), the ATT and the Rosenbaum analysis of sensitivity is specified respectively as,…”

Section: Grand Pimentioning

confidence: 99%

Trade credit from agrochemical vendors as an alternative source of finance for cabbage producers in the Bono East Region of Ghana

Amrago

Mensah

2022

AFR

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PurposeThe purpose of this study is to examine trade credit from agrochemical vendors as an alternative source of finance for cabbage producers in the Bono East Region of Ghana. The determinants of trade credit supply and impact on cabbage producer’s profitability are investigated.Design/methodology/approachThe study sample size is 260. The perception index, probit regression, negative binomial regression and the propensity score matching (PSM) was employed to assess the perception of trade credit, factors influencing trade credit supply and the impact of trade credit supply on the cabbage producer’s profitability and agrochemical vendor’s welfare respectively.FindingsThe perception index analysis revealed that the agrochemical vendors, in general, had a positive perception of trade credit. Different groups of factors influence trade credit supply. Further along, the number of times trade credit was used by the cabbage producers was influenced by several factors. On the PSM result, trade credit use had a significant positive impact on the cabbage producer’s profitability. In detail, all the matching estimations revealed that profitability increased above Gh¢ 4,000.00 (US$ 692.04). Likewise, the robustness check result (Inverse Probability Weighted Regression Adjustment (IPWRA)), was no different from the matching estimations. Generally, the result indicates that the impact of trade credit supply on the agrochemical vendor's welfare using total household expenditure, total savings and income as proxy variables for welfare were positive.Originality/valueTrade credit has encountered less attention in the agricultural finance discourse; however, this study makes an imperative contribution on the same. Specifically, the study reveals the determinants of trade credit supply from agrochemical vendors and a positive impact of trade credit use on the cabbage producer’s profitability, a result which has not been investigated in the trade credit literature.

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“…(2017) for Zambia. For smallholder farmers, VSLAs hold a special sway in terms of enhancing financial inclusion and providing farm investment capital ( Bannor et al., 2020 ). VSLAs pay out all savings and accumulated interests once a year (or at the end a predefined cycle).…”

Section: Literature Reviewmentioning

confidence: 99%

Innovations in smallholder agricultural financing and economic efficiency of maize production in Ghana’s northern region

Appiah-Twumasi¹,

Donkoh²,

Ansah³

2022

Heliyon

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Village savings and loans association participation and impact on off-farm income among rural women

Cited by 28 publications

References 58 publications

Rural women characteristics and sustainable entrepreneurial intention: a road to economic growth in Bangladesh

Rural women characteristics and sustainable entrepreneurial intention: a road to economic growth in Bangladesh

Trade credit from agrochemical vendors as an alternative source of finance for cabbage producers in the Bono East Region of Ghana

Innovations in smallholder agricultural financing and economic efficiency of maize production in Ghana’s northern region

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