Vulnerability to fraud among Chinese older adults: do personality traits and loneliness matter?

Effects of Social Support and Loneliness on the Irrational Consumption Tendencies of Healthcare Products among the Elderly: A Structural Equation Model

“…Through social support, loneliness may play a partial mediating role in regulating irrational consumption tendencies regarding healthcare products. Some scholars have divided loneliness into social loneliness and emotional loneliness, and by increasing social support, social loneliness can be reduced, thus reducing the irrational consumption tendency of the elderly [ 2 , 53 ].…”

Smartphone Addiction, Social Support, and Cybercrime Victimization: A Discrete Survival and Growth Mixture Model

“…Although smartphone addiction and social support have traditionally been linked to subjective well-being and health, less scientific attention has been given to their relationship to cybercrime victimization. There is empirical evidence that social connectedness problems, such as low social support, could be an antecedent of crime victimization (Spano & Nagy, 2005;Yap & Devilly, 2004), probably because isolated people might be seen by offenders as easy targets (Alves & Wilson, 2008;Matthews et al, 2020) and be more at risk of fraud victimization (Xing et al, 2020). When transferred to the study of cyberfraud, however, social isolation is unlikely to be a visible characteristic of potential victims.…”

“…Longitudinal (Herrero, Torres, Vivas, & Urueña, 2019a;Herrero, Urueña, et al, 2019b;Lapierre & Zhao, 2021) and correlational research findings (Al-Kandari, & Al-Sejari, 2020;Ranney & Troop-Gordon, 2020) have suggested that smartphone-addicted users may have problems with social relationships in their daily lives (e.g., poor social support) compared to non-addicted users. While both smartphone addiction and social support have been linked primarily to subjective well-being and health, their relationship to cybercrime victimization has also been found in different studies (Judges, et al, 2018;Martínez-Ferrer et al, 2021;Mollenhorst, et al, 2018;Oksanen, & Keipi, 2013;Xing, et al, 2020). It is therefore likely that the tendency of addicted users to show poor social support or social isolation (see for reviews, Busch & McCarthy, 2020;Elhai, et al, 2017) could increase their potential to be victimized by cybercriminals (Alhaboby, et al, 2019;Buchanan & Whitty 2014).…”

Association of Financial Literacy and Risk Preference With Fraud Exposure and Victimization Among Middle-Aged and Older Adults in China

“…For example, those over 50 show a higher percentage of losses over 100,000 RMB (approximately 15,600 USD) than younger age groups (Dong & Gan, 2018). As a result, the vulnerability of older people to fraud is a critical social and public health issue in China, as fraud can cause financial, physical, and psychological harm to older adults (Burnes et al, 2017; Shao et al, 2019; Xing et al, 2020). Unfortunately, only a few studies have examined fraud victimization among older Chinese and those have relied on small and non-representative samples (Li et al, 2016; Shao et al, 2019; Xing et al, 2020).…”

“…As a result, the vulnerability of older people to fraud is a critical social and public health issue in China, as fraud can cause financial, physical, and psychological harm to older adults (Burnes et al, 2017; Shao et al, 2019; Xing et al, 2020). Unfortunately, only a few studies have examined fraud victimization among older Chinese and those have relied on small and non-representative samples (Li et al, 2016; Shao et al, 2019; Xing et al, 2020). Although recent studies have estimated the national prevalence and risk factors for consumer financial fraud in China (Fan & Yu, 2021a, 2021b), these works did not conduct age-specific analyses to investigate the risk factors for fraud experience in middle-aged and older people.…”