What Causes Multiple Borrowing in Microfinance? A Developing Country Experience

Mia, Aslam

doi:10.1002/jsc.2112

Cited by 15 publications

(20 citation statements)

References 57 publications

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“…The GRI launched its first set of guidelines in 1997 and by July 1, 2018, even the GRI‐G4 will be replaced by “The GRI Standards”. The availability and accessibility of these frameworks encourage companies, both in developed and developing countries to start the reporting process (Kolk, ; Kolk, ; Mia, ; Pérez‐López, Moreno‐Romero, & Barkemeyer, ; Sumiani, Haslinda, & Lehman, ). The nonfinancial reports are best evaluated through benchmarking tools that are developed keeping in mind their inclusiveness, which allows comparison within an individual company across years and within companies from same and different sectors (Chen, Tang, & Feldmann, ; Lober, Bynum, Campbell, & Jacques, ; Porter, Brown, Purushothoman, & Scharl, ; Skouloudis, Evangelinos, & Kourmousis, ).…”

Section: Literature Reviewmentioning

confidence: 99%

Sustainability reporting practices in India: A study of selected conglomerates

Poddar¹,

Narula

2018

Strategic Change

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The evolutionary trends exhibit journey of companies toward sustainability of the major conglomerates, offering a learning for other smaller companies. This article investigates the sustainability reporting practices of selected Indian conglomerates based on the Global Reporting Initiatives (GRI) guidelines. The cases have been selected on the basis of data on market capitalization (based on Bombay Stock Exchange database) and number of reporting years (based on GRI Disclosure database). The study reveals characteristics and trends of reporting practices and also traces the path of sustainability journey in terms of evolution and advancement. A comparison of reporting on economic, environmental, and social indicators has been made and the results of the cases have also been also presented in a cumulative manner. The study opens new vistas for further researchers in understanding the process of sustainability reporting in India and is also helpful for practitioners foraying into writing sustainability reports.to sustainability in the Indian context and Global Reporting Initiative (GRI). Section 3 highlights the objectives and methodology of the study. Section 4 presents the evolutionary patterns and profiling of the companies followed by analysis of the indicators in section 5.Section 6 provides conclusions drawn out the study. Finally, the article ends with the discussion regarding the limitations and outline areas for future studies in section 7.

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Section: Literature Reviewmentioning

confidence: 99%

Sustainability reporting practices in India: A study of selected conglomerates

Poddar¹,

Narula

2018

Strategic Change

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“…More specifically, we have been publishing articles on the management of double bottom line institutions as well as the disastrous results that over‐lending can have on over‐indebtedness and suicides (Ashta, Khan, & Otto, 2015). The over‐lending is inherent in saturated markets like Bangladesh, owing to supply‐side factors such as a multitude of microfinance organizations, aggressive expansion, high penetration rate, and institutional leakages (Mia, 2017. )…”

Section: Research Directionsmentioning

confidence: 99%

Microfinance and financial inclusion: Challenges and opportunities

Milana

Ashta

2020

Strategic Change

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Lifting the poor from poverty through financial and social inclusion is the ultimate target and raison d'etre of microfinance. As the most recent literature has recognized, microfinance institutions have economically worked well in operating microcredit, but the aim of raising the living standard of their indigent clients has not been generally met. The expected encouragement of entrepreneurship from microcredit is still not detected in the empirical data, let alone women's social integration in working activities. The articles collected in this thematic issue bring new empirical elements of discussion pointing to many aspects of the social divides and the inequalities that plague the emerging countries. This overview article recalls the main questions that are still open and the framework of topics discussed in this thematic issue.

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“…Microfinance is generally considered to be a socially responsible means of developing social microenterprise for generating income, capital, and social capital gains. (Kabeer, 2001; Mayoux, 2001; Mia, 2017). Microfinance service allows poor individuals to obtain collateral‐free start‐up capital for microenterprises and are mainly intended and structured to promote and support the survival of subsistence‐level microenterprises (Alam & Molla, 2012).…”

Section: Introductionmentioning

confidence: 99%

Evolution of social microenterprises from rural to the urban area: A study on income‐generating micro‐entrepreneurs in an urban context

et al. 2020

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Micro‐entrepreneurial activities in small‐scale trading in an urban context generate incomes and reduce poverty of marginal city dwellers. They are viable but need to adapt to the socio‐economic system where they operate. The types of micro‐entrepreneurial activities vary between rural and urban contexts. The delivery cost of microfinance services in urban areas is cheaper than in rural areas.

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What Causes Multiple Borrowing in Microfinance? A Developing Country Experience

Abstract: Multiple borrowing in microfinance is caused by factors from both the demand and supply sides and poses a credible threat to the long‐term sustainability of the sector.

Cited by 15 publications

References 57 publications

Sustainability reporting practices in India: A study of selected conglomerates

Sustainability reporting practices in India: A study of selected conglomerates

Microfinance and financial inclusion: Challenges and opportunities

Evolution of social microenterprises from rural to the urban area: A study on income‐generating micro‐entrepreneurs in an urban context

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