What determines financial inclusion? A household-level investigation in rural Odisha, India

Nayak, Narayan Chandra; Mahakud, Jitendra; Mahalik, Mantu Kumar; Jenamani, Mamata; Samal, Akankshya; Sen, Sweta; Mohanty, Alok Ranjan

doi:10.1007/s40847-023-00302-8

J. Soc. Econ. Dev.

2024

DOI: 10.1007/s40847-023-00302-8

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What determines financial inclusion? A household-level investigation in rural Odisha, India

Narayan Chandra Nayak,

Jitendra Mahakud,

Mantu Kumar Mahalik

et al.

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Financial Inclusion and Fintech Research in India

Ozili,

Syed

2024

Decentralized Finance and Tokenization in FinTech

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This chapter presents a concise review of the existing financial inclusion research in India. The authors use a thematic literature review methodology. They show that the Reserve Bank of India (RBI) has been at the forefront of financial inclusion in India and has used collaborative efforts to deepen financial inclusion in India. The review of existing literature shows that the major determinants of financial inclusion in India are income, age, gender, education, employment, ICT, bank branch network, and nearness to a bank. The common theories used to analyse financial inclusion in India are the finance-growth theory, the diffusion of innovations theory, development economics and modernization theory, the vulnerable group theory of financial inclusion, and the dissatisfaction theory of financial inclusion. The common methodologies used in the literature are surveys, questionnaires, financial inclusion index, regression estimations, and causality tests.

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Financial Inclusion and Fintech Research in India

Ozili,

Syed

2024

Decentralized Finance and Tokenization in FinTech

View full text Add to dashboard Cite

show abstract

scite is a Brooklyn-based organization that helps researchers better discover and understand research articles through Smart Citations–citations that display the context of the citation and describe whether the article provides supporting or contrasting evidence. scite is used by students and researchers from around the world and is funded in part by the National Science Foundation and the National Institute on Drug Abuse of the National Institutes of Health.

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What determines financial inclusion? A household-level investigation in rural Odisha, India

Cited by 1 publication

References 37 publications

Financial Inclusion and Fintech Research in India

Financial Inclusion and Fintech Research in India

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