What Drives Financial Innovations in Kenya’s Commercial Banks? An Empirical Study on Firm and Macro-Level Drivers of Branchless Banking

How Enhancing Information and Communication Technology Has Affected Inequality in Africa for Sustainable Development: An Empirical Investigation

“…Consistent with the attendant literature, neoclassical growth models maintain that technology can be an important source of economic and human development in poor countries (Abramowitz, 1986;Bernard & Jones, 1996;. According to the theoretical underpinning, information technology enhances socio-economic development and the wellbeing of citizens (Muthinja & Chipeta, 2018;Bongomin et al, 2018;Uduji & Okolo-Obasi, 2018a, 2018bAsongu et al, 2019aAsongu et al, , 2019b. Arguments provided to support the importance of ICT in inclusive human development include: (i) it offers enabling conditions to avoid physically moving from one place to another by allowing users to perform activities from a distance (Ureta, 2008;Efobi et al, 2018;Shaikh & Karjaluoto, 2015); (ii) ICT enhances access to relevant and timely information which is crucial in development activities, essentially because it increases users' cheap access to inputs of development, expands their capabilities and limits existing barriers (Smith et al, 2011) and (iii) the highlighted positive development externalities are more rewarding to the poor than to the rich factions of the population in Africa (Asongu, 2015).…”

Basic formal education quality, information technology, and inclusive human development in sub‐Saharan Africa

“…Second, the literature is consistent on the position that the potential for ICT penetration in SSA is high compared with other regions of the globe experiencing saturation levels (Penard, Poussing, Yebe, & Ella, ; Tchamyou, Erreygers, & Cassimon, ). This has led to a growing stream of literature on the relevance of mobile technologies in development outcomes (Abor, Amidu, & Issahaku, ; Afutu‐Kotey, Gough, & Owusu, ; Asongu, ; Asongu & Boateng, ; Hubani & Wiese, ; Muthinja & Chipeta, ; Tchamyou, ). Unfortunately, the extant literature has failed to assess if poor education quality can decrease the relevance of information technology on inclusive development.…”

Technology, Education, Life and Non-life Insurance in Africa

“…Concerning the theoretical argument underpinning this study, the positioning of the inquiry is within the framework of theoretical exploration because the study is building on sound intuition in order to derive practical consequences that are relevant to policy makers. 1 There is a growing body of African development literature on the importance of information and communication technology for social change, in doing business and economic development (Kuada, 2009;2014;Tony & Kwan, 2015;Afutu-Kotey et al, 2017;Bongomin et al, 2018;Asongu & Boateng, 2018;Gosavi, 2018;Isszhaku et al, 2018;Hubani & Wiese, 2018;Muthinja & Chipeta, 2018;Minkoua Nzie et al, 2018;Abor et al, 2018). Hence, this study is in accordance with recent literature in arguing that applied econometrics should not be exclusively limited to the acceptance and rejection of established theories (Costantini & Lupi, 2005;Narayan et al, 2011). Therefore, an empirical exercise such as this, that is motivated by strong commonsense may provide the basis for theory-building in future works.…”