“…Consumer trust, perceived value, buying predisposition, and satisfaction are instrumental in articulating behaviors, attitudes, and intentions to adopt mobile shopping (Anshari et al, 2021;Dewi et al, 2020;Ghazali et al, 2018;Liu et al, 2020;Sharma et al, 2018;Tarhini et al, 2019), constituting motivational factors in purchasing products and services (Cho & Son, 2019;Graf-Vlachy et al, 2018;Loh et al, 2021;Roy et al, 2020;Seeger et al, 2019;Touzani et al, 2018). Consumer use behavior in relation to mobile payment services and apps (Bhattacharya & Anand, 2019;Kaur et al, 2020;Rodríguez-Torrico et al, 2020) is configured by consumer perceived value and motivation, online convenience, continuance intention, and impulse buying behavior Kim et al, 2021;Patel et al, 2020). Mobile commerce apps and mobile payment tools influence consumer usage intention, shopping behavior patterns, and perceived quality, risk, and trust in terms of technology acceptance, adoption, and effectiveness, according to user experience and innovativeness (Bailey et al, 2020;Kalinić et al, 2020;Kang & Namkung, 2019;McLean et al, 2020;Tyrväinen & Karjaluoto, 2019;Zafar et al, 2021).…”