“…Religious organizations can play a critical role in facilitating social insurance (Ager and Ciccone, 2018;Auriol et al, 2020;Chen, 2010; 37 Specifically, we adapt the approach of Asher and Novosad (2020): we subtract out the early growing season value (in December) from the maximum growing season value, which controls for differences in noncrop vegetation. December -April corresponds to the major growing season for most important crops in Afghanistan, including wheat, the country's single most important crop (Tiwari et al, 2020). 38 The opportunity cost of time could also increase during drought, if labor can be used to compensate for lower rainfall.…”