Resumo
O objetivo do estudo é identifi car as práticas, as percepções e o comportamento fi nanceiro das benefi ciárias do Programa Bolsa Família (PBF)eCódigos JEL I32; I30; G00.
AbstractThe aim of this paper is to identify the practices, perceptions and the fi nancial behaviors of benefi ciaries of Program Bolsa Família and their impact on global life satisfaction. For this, we applied 595 questionnaires, which were analyzed using descriptive statistics and multiple linear regression. The main results showed the predominance of women in the fi nancial management of these families who are in fi nancial situations diffi cult, overdue bills, spending more than they earn, almost unable to pay the monthly expenses and without conditions to save money. In relation to behavioral factors, we concluded medium fi nancial attitude, attitude to debt and fi nancial well-being, positive fi nancial behavior, low level of fi nancial knowledge and overall satisfaction positive life. The multiple linear regression indicated that people with high sense of fi nancial wellbeing, attitude and adequate fi nancial behavior, low savings and no debt visualize a better overall life satisfaction.
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