Why housing wealth and welfare?

Dewilde, Caroline; Ronald, Richard

doi:10.4337/9781785360961.00009

Cited by 22 publications

(12 citation statements)

References 63 publications

(81 reference statements)

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“…Fourth, rents and house prices have increased because many national, state, and local governments have retrenched from social policies or pursued austerity, resulting in reduced funding for affordable housing (Lennartz, 2017;Lennartz & Ronald, 2017;Ronald & Dewilde, 2017).…”

Section: Brief History Of Housing Affordability and Affordable Housingmentioning

confidence: 99%

Introduction: housing affordability and affordable housing

Anacker

2019

International Journal of Housing Policy

105

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This introduction discusses select aspects of housing affordability in terms of household expenditures and household incomes and select aspects of affordable housing. It provides a contextual base for considering the relationship between housing and affordability issues across diverse examples and the national, state, and local cases discussed in the articles of this special issue. The final part of the introduction briefly introduces the papers that follow, before going on to consider some potential policy solutions.

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Section: Brief History Of Housing Affordability and Affordable Housingmentioning

confidence: 99%

Introduction: housing affordability and affordable housing

Anacker

2019

International Journal of Housing Policy

105

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“…The children of renters are deeply disadvantaged to the extent that parents are poorly placed to draw on housing in order to help out (or even step-up as guarantors on their children's home loans), although the children of more marginal home owners, especially those located in market cold spots, are also limited in their capacity to support offspring (see Hochstenbach & Boterman, 2015). Essentially, the situation of older family members in the market for housing constitutes a new dimension of social inequity that is being reproduced across generations, with access to transfers of housing (as a means to acquire more housing) intersecting with income as a driver of social inequality and economic uncertainty (Ronald & Dewilde, 2017).…”

Section: Intergenerational Inequalitymentioning

confidence: 99%

Housing careers, intergenerational support and family relations

Ronald

Lennartz

2018

Housing Studies

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The home and family have always been mutually embedded, with the former central to the realization and reproduction of the latter. More recently, this mutuality has taken on a more critical salience as realignments in housing markets, employment and welfare states in many countries have worked together to undermine housing access for new households. In this context, families have become increasingly involved in smoothening the routes of young adults members up the 'housing ladder' into home ownership. Intergenerational support appears to have become much more widespread and not just confined to familialistic welfare regimes. The role of intergenerational support for housing remains, however, highly differentiated across countries, cities and regions, as well as uneven between social and income classes. This introduction to the Special Issue explores how the role of housing wealth transfers has impacted the renegotiation of the generational contract. In doing so, it sets the scene for the articles that follow, each of which contribute significantly to advancing understanding of housing as a key driver of contemporary social relations and inequalities.

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“…Sherraden (1991) is an early contribution that makes the case for an asset based welfare strategy. For a recent review of the literature from a housing perspective see Ronald & Dewilde (2017), while Whitehead (2016) offers a critique. 2.…”

Section: Discussionmentioning

confidence: 99%

Housing wealth and aged care: asset-based welfare in practice in three OECD countries

2020

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The transition of the baby boomer bulge into old age and their increasing longevity will lift the numbers of elderly in residential aged care. Population ageing and associated fiscal pressures have motivated governments to shift responsibility for the financing of aged care to the individual. We consider policies that include owner-occupiers' housing wealth and imputed rental incomes in means tests that determine co-contribution charges for residential aged care. Differences in how housing wealth is included in the residential aged care resource tests of three OECD countries-Australia, England and the Netherlandsare documented. We find some neglected equity implications as tenants in all three countries typically pay higher co-payments for their residential aged care than homeowners with similar wealth holdings. These outcomes are a consequence of the concessional treatment of owners' housing equity stakes, and of wider significance given the growing importance of asset-based welfare strategies. England has relatively progressive asset and income tests that offer more limited concessions.

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Why housing wealth and welfare?

Cited by 22 publications

References 63 publications

Introduction: housing affordability and affordable housing

Introduction: housing affordability and affordable housing

Housing careers, intergenerational support and family relations

Housing wealth and aged care: asset-based welfare in practice in three OECD countries

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