Willingness to pay for health insurance among rural and poor persons: Field evidence from seven micro health insurance units in India

Willingness to Pay For Community Based Health Care Financing Scheme: A Comparative Study among Rural and Urban Households in Osun State, Nigeria

“…According to the study carried out in india among 3000 households on health insurance, about half of the respondents are willing to pay 1.35% of their annual income and a positve relationship exist betwwen household income and willingness to pay. 11 In the same vein, a study in China 28 found out that richer household are more willing to pay higher amounts than the poorer households which is in agreement with what is found in this study. Income was also found to be statistically significant in rural households with a negative sign which means a unit increase will reduce WTP by 53% i.e.…”

“…Some studies have shown that there is a positive correlation between educational attainment and WTP. 11 Another study which found that education plays a statistically significant role in determining the decision of respondents for WTP, it stated the marginal coefficient of education variable showed that a one grade increase in the highest grade completed will increase the probability of respondents to pay by 0.6%. 15 Level of education was also found to be important in the rural households, as a unit increase in the level of education increases WTP by 58% with use of cash i.e.…”

“…A similar finding in Namibia 15 showed that theyoung respondents showed more interest in joining and WTP for the scheme. In a related related study in Tanzania, 11 age of household head appeared to affect WTP because seventy-four percent of respondents who were not willing to pay any amount had household heads who were aged fifty and above.…”

Evaluating Potential Benefits of Welfare Packages for Development-Induced Involuntary Resettlement in Bangladesh

“…Results on education and income levels are in line with previous findings from WTP studies using CVM on programs related to welfare and environmental improvement in developing countries. Individuals who have higher education attainment and income level tend to state a stronger preference for positive changes (Dong, Kouyate, Cairns, Mugisha, & Sauerborn, 2003;Dong, Kouyate, Snow, Mugisha, & Sauerborn, 2003;Dror, Radermacher, & Koren, 2007;Kaida & Dang, 2014). The positive relationship of the number of children in a household to WTP may explain that parents are seriously concerned with the impacts of resettlement on their children's future and households with more children perceive larger merits compared to those with fewer children.…”

Uptake of Multiple Microinsurance Schemes: Evidence from Sri Lanka

“…A household's micro life insurance participation seems to be associated with the number of dependants, especially young dependants, and the marital status "being married", due to intended bequest motives expressing a "joy-of-giving" motive (Hurd 1987, Hurd 1994, Inkmann and Michaelides 2010. Further, we assume that participation in micro health insurance is positively linked to the household size, as household heads seem to have strong incentives to insure the entire household (Dror et al 2007). In particular, female-led households are more likely to be enrolled in health insurance, reflecting the traditional role of women as the main health caregivers in the family (Khandker 1998, Chankova et al 2008), so we control for this as well.…”