Women Entrepreneurs in Zimbabwe

Simba, Amon; Nziku, Dina

doi:10.1007/978-3-030-98966-8_12

Cited by 3 publications

(7 citation statements)

References 50 publications

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“…Women entrepreneurs can become a catalyst for economic change in Africa. Studies have shown that African women entrepreneurs positively impact their economies, communities and families (Simba & Nziku 2022). African women are natural entrepreneurs and are often also the caregivers and educators of their children (Anyansi-Archibong 2021 In Nigeria, the informal sector accounts for 60% of the country's total economic output (Etim & Iwu 2019).…”

Section: Women Entrepreneurs As a Catalyst For Economic Change In Africamentioning

confidence: 99%

“…According to Simba and Nziku (2022), any entrepreneurial endeavour must have access to financing. This has been highlighted as the main obstacle to the growth of small businesses in Africa, with women entrepreneurs being the least likely to be able to obtain funding from formal financial institutions .…”

Section: Financial Challenges: Lack Of Access To Banking and Financementioning

confidence: 99%

“…Furthermore, with the few available credit facilities, financial institutions make several demands on anyone accessing business finance or loans. These demands could range from security or personal guarantees to secure the loans, to real estate or land titles in one's name and, if married, consent from the spouse (Manwari et al 2017;Simba & Nziku 2022). Other issues identified by Manwari et al ( 2017) that prevent African women entrepreneurs from accessing finance include high taxes and interest on the loans and uncertainty on their ability to repay the loans.…”

Section: Financial Challenges: Lack Of Access To Banking and Financementioning

confidence: 99%

“…Over the past decades, women-owned businesses have expanded and grown in many African countries, contributing to the economic development experienced in many African nations (Nambiar, Sutherland & Scheepers 2020). In South Africa, Nigeria, Cameroon, Tanzania, Kenya, Zimbabwe and many other sub-Saharan African countries, women entrepreneurs, mostly operating in the informal and agricultural sectors, have contributed to the eradication of extreme poverty, unemployment and inequalities; lowering of infant mortality; and improvement in the health of children (Chebii & Ogada 2022;Foleu, Menzepo, & Priso 2022;Kamara 2022;Nambiar et al 2020;Olu-Owolabi et al 2020;Simba & Nziku 2022). Furthermore, African women have contributed immensely towards the decline in illiteracy figures, as empowered mothers are more likely to send their children to school compared to those who do not have any means of livelihood (Dabić et al 2022;Mamun et al 2016;Mzini 2020;Sarpong, Nyuur & Torbor 2021).…”

Section: Introductionmentioning

confidence: 99%

“…African women entrepreneurs not only trade within their borders but also constitute the majority of cross-border traders on the continent (Simba & Nziku 2022). According to the United Nations (UN), over 70% of cross-border traders, especially those engaged in informal trade, are women (United Nations Development Programme [UNDP] 2020).…”

Section: Introductionmentioning

confidence: 99%

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African women entrepreneurs and COVID-19: Towards achieving the African Union Agenda 2063

Anwana

Aroba²

2022

HTS Teologiese Studies / Theological Studies

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Research on the challenges facing African women entrepreneurship and the impact of the coronavirus disease 2019 (COVID-19) pandemic is scant. This article explored the challenges and the impact of COVID-19 on African women-owned businesses and the effect thereof on the 17th goal of the African Union (AU) Agenda 2063. African women entrepreneurs experience many social inequalities, ranging from cultural norms to family to legal and regulatory measures to accessing finance. The COVID-19 pandemic exacerbated these challenges as many African women entrepreneurs have been forced out of business because of measures taken by African governments to halt the spread of the disease. The article reviewed current literature on African women entrepreneurs and the impact of the COVID-19 pandemic using two databases and is based on a total of 104 published articles. The article provided a foundation for post-COVID-19 policy directives in Africa. The authors recommend measures to mitigate these challenges and discuss strategies for policymakers to re-position African women entrepreneurs for the post-COVID-19 era towards achieving AU Agenda 2063 and realising the Africa we all want.Contribution: The study aligns with the United Nations Sustainable Development Goal of ending poverty in Africa and the AU Agenda 2063 goal of achieving gender equality and empowerment of all women and girls to achieve the Africa we all want.

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Section: Women Entrepreneurs As a Catalyst For Economic Change In Africamentioning

confidence: 99%

Section: Financial Challenges: Lack Of Access To Banking and Financementioning

confidence: 99%

Section: Financial Challenges: Lack Of Access To Banking and Financementioning

confidence: 99%

Section: Introductionmentioning

confidence: 99%

Section: Introductionmentioning

confidence: 99%

See 3 more Smart Citations

African women entrepreneurs and COVID-19: Towards achieving the African Union Agenda 2063

Anwana

Aroba²

2022

HTS Teologiese Studies / Theological Studies

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Deconstructing involuntary financial exclusion: a focus on African SMEs

et al. 2023

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Small and medium-sized enterprises (SMEs) struggle to obtain credit when credit ratings and collateral are used as criteria to assess their credit applications. In the context of Africa, the financial markets have gaping institutional voids, and contextual insights into SMEs’ experiences remain underdeveloped. Drawing on the stakeholder-agency theory of debt financing, this paper advances the scholarly conversation by theorising about how collateral security, collateral security value and the gender of SME owners lead to the involuntary financial exclusion of many manufacturing businesses in Africa. Analysis of the World Bank Enterprise Survey (WBES) dataset reveals that collateral security and collateral security value, together with gender biases in Africa’s financial markets, reduce credit access potential. Consequently, SMEs’ perceptions of the likelihood of obtaining credit for business purposes are reduced. Empirical results for 13,783 SMEs across 41 African countries indicate that the motivations to apply for credit also diminish. These observations contribute to entrepreneurial financing and SME research.

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The perceived future of female entrepreneurs in South Africa

Schultz,

Ebewo,

Magdeline Mmako

2024

IJRBS

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The study under discussion aims to map the outlook for female business owners in South Africa by investigating nine stories shared by interviewees operating across industries, age groups, and holding different levels of education. Through a qualitative exploration grounded in the intersectionality theory, the research unveils a nuanced tapestry of challenges and opportunities shaping the experiences of these resilient entrepreneurs. The findings echo the transformative potential inherent in women-led businesses, vividly portraying them as dynamic agents fostering growth, attracting investments, and contributing positively to economic expansion, poverty alleviation, and community development. The narrative portrays the leading women-run businesses as agents of change, instigating economic growth, attracting investments, and contributing positively to the realisation of social justice, poverty eradication, and improved livelihoods. The theme of patriarchy surfaces as a challenge in the entrepreneurial field, but with more pronounced adverse structures in opposition to free-playing entrepreneurship. The study that has exhausted all the topics ends with an emphasis on targeted interventions, acknowledging the obstacle of domestic constraints, improving cooperation, and dismantling patriarchal power structures. Its principles are establishing a supportive environment that considers the distinctive factors of women's entrepreneurship, resulting in economic empowerment and sometimes overall social development. Due to its active contribution to women's direction in business and in the implementation of pertinent targeted interventions, South Africa can employ women's potential fully, which can lead to economic growth and be socially beneficial in the meantime. The study also suggests that future inquiries to clear the sight about different actors within the entrepreneurship ecosystem and eventually form a comprehensive outlook of all factors that underline the complex business generation process.

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Women Entrepreneurs in Zimbabwe

Cited by 3 publications

References 50 publications

African women entrepreneurs and COVID-19: Towards achieving the African Union Agenda 2063

African women entrepreneurs and COVID-19: Towards achieving the African Union Agenda 2063

Deconstructing involuntary financial exclusion: a focus on African SMEs

The perceived future of female entrepreneurs in South Africa

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