Women in Fintech: As Leaders and Users

Ogawa, Sumiko; Khera, Purva; Vasishth, Mahima; Sahay, Ratna

doi:10.5089/9798400215384.001

IMF Working Papers

2022

DOI: 10.5089/9798400215384.001

|View full text |Cite

Women in Fintech: As Leaders and Users

Sumiko Ogawa¹,

Purva Khera²,

Mahima Vasishth³

et al.

Abstract: IMF Working Papers describe research in progress by the author(s) and are published to elicit comments and to encourage debate. The views expressed in IMF Working Papers are those of the author(s) and do not necessarily represent the views of the IMF, its Executive Board, or IMF management.

Help me understand this report

Search citation statements

Order By: Relevance

Paper Sections

Select...

Citation Types

Supporting

Mentioning

Contrasting

Year Published

2023

2024

Publication Types

Select...

Article6

Relationship

Self Cite0

Independent6

Authors

Journals

Cited by 15 publications

(1 citation statement)

References 10 publications

Supporting

Mentioning

Contrasting

Order By: Relevance

“…However, much remains to be understood. For example, within the topic of gender equality in finance, even if some researchers highlight the persistence of a gender gap in the FinTech context [7], newly published studies prove that FinTech is able to drive more women into employment and enable them to increase their wages [8,9].…”

mentioning

confidence: 99%

Multilevel IRT models to explore heterogeneity in subjective financial knowledge at individual and regional levels: the Italian case

Fabbricatore,

Palazzo

2023

Front. Appl. Math. Stat.

View full text Add to dashboard Cite

IntroductionModern FinTech tools (e.g., instant payments, blockchain, roboadvisor) represent the new frontier of digital finance. Consequently, the evaluation of the knowledge level of the population about these topics is a crucial concern. In this context, several exogenous factors may influence individual differences in financial literacy. In particular, the territorial characteristics can have an impact on FinTech. In this work, we investigate individual heterogeneity in subjective financial knowledge in Italy, specifically focusing on modern FinTech tools, and exploring the differences at the individual and regional levels.MethodsA sample of 598 Italian individuals from 10 different Italian regions was involved. A multilevel IRT model is performed to evaluate the level of FinTech individual knowledge and the differences according to Italian regions to account for the hierarchical structure of the data.ResultsResults reported a weak regional effect, revealing that heterogeneity in financial knowledge can be mainly attributed to individual characteristics. At the individual level, age, economic condition, knowledge of traditional financial objects and numeracy showed a significant effect. In addition, a scientific field of study and work have an impact on respondents' knowledge level.DiscussionWhat is shown and discussed in this contribution can inspire policymakers' actions to increase financial literacy in the population. In particular, the obtained results imply that policymakers should improve the population's awareness of less popular FinTech tools and foster individuals' literacy about numbers and traditional financial tools, which proved to have a great influence in explaining FinTech knowledge differences.

show abstract

mentioning

confidence: 99%

Multilevel IRT models to explore heterogeneity in subjective financial knowledge at individual and regional levels: the Italian case

Fabbricatore,

Palazzo

2023

Front. Appl. Math. Stat.

View full text Add to dashboard Cite

show abstract

Gender gap in digital financial inclusion across generations

Özşuca

2024

Empirica

View full text Add to dashboard Cite

Has digital banking usage reshaped economic empowerment of urban women?

Rohatgi

Gera²,

Nayak³

2023

J Manag Gov

View full text Add to dashboard Cite

scite is a Brooklyn-based organization that helps researchers better discover and understand research articles through Smart Citations–citations that display the context of the citation and describe whether the article provides supporting or contrasting evidence. scite is used by students and researchers from around the world and is funded in part by the National Science Foundation and the National Institute on Drug Abuse of the National Institutes of Health.

Contact Info

customersupport@researchsolutions.com

10624 S. Eastern Ave., Ste. A-614

Henderson, NV 89052, USA

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Blog Terms and Conditions API Terms Privacy Policy Contact Cookie Preferences Do Not Sell or Share My Personal Information

Made with 💙 for researchers

Part of the Research Solutions Family.

Women in Fintech: As Leaders and Users

Cited by 15 publications

References 10 publications

Multilevel IRT models to explore heterogeneity in subjective financial knowledge at individual and regional levels: the Italian case

Multilevel IRT models to explore heterogeneity in subjective financial knowledge at individual and regional levels: the Italian case

Gender gap in digital financial inclusion across generations

Has digital banking usage reshaped economic empowerment of urban women?

Contact Info

Product

Resources

About