Workers' Compensation: Benefits, Coverage, and Costs, 2003

Sengupta, Ishita; Reno, Virginia P.; Burton, John F.

doi:10.2139/ssrn.782341

Cited by 18 publications

(19 citation statements)

References 12 publications

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“…However, while TTD benefits are the most common type of cash benefit, they account for only a relatively small proportion of total cash benefits. In 2003, for example, 64% of all cash benefit cases paid temporary total disability benefits (and no other type of cash benefits) , but they only accounted for 1 8 % of all cash benefit payments (Sengupta, Reno, and Burton 2008, Figure 3) . Hence using only expected TTD benefits to estimate benefit elasticity may be misleading.…”

Section: Independent Variablesmentioning

confidence: 99%

Workers' Compensation: Recent Developments in Moral Hazard and Benefit Payments

Guo¹,

Burton²

2010

ILR Review

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Studies using pre-1990 data generally found benefit and frequency elasticities for workers' compensation cash benefits that exceeded, respectively, 1.0 and 0: an increase in expected benefits apparently induced (a) an even greater increase in actual benefit payments and (b) an increase in claim frequency. Researchers previously hypothesized that incentive effects for workers dominated those for employers. The authors of this study reevaluate benefit and frequency elasticities for 1975–89, using data with some advantages over those used by previous studies, and also investigate whether the elasticities changed during the years 1990–1999, when insurance policies with large deductibles increased employers' incentives to limit benefits and many states restricted benefit eligibility. For both periods, they find benefit elasticities significantly under 1.0 and frequency elasticities of about 0. They also find that much of the substantial decline in actual benefits in the 1990s was due to changes in state compensability rules and administrative stringency.

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Section: Independent Variablesmentioning

confidence: 99%

Workers' Compensation: Recent Developments in Moral Hazard and Benefit Payments

Guo¹,

Burton²

2010

ILR Review

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“…The SOII includes only those injuries and illnesses that are required to be recorded under Occupational Safety and Health Administration (OSHA) recordkeeping rules (excluding, for example, workplace injuries requiring first‐aid only) and specifically excludes self‐employed individuals, workers on farms with fewer than 11 employees, private household workers, workers whose employers are regulated by federal agencies other than OSHA, federal government workers, and, until recently, state and local government workers (US Department of Labor, Bureau of Labor Statistics ). WC coverage varies between states but may exclude small employers, the self‐employed, specific occupations, and, depending on the state, certain types of work‐related illness and injury, such as carpal tunnel syndrome (Sengupta, Reno, and Burton ). In addition, some covered workers may not report eligible illnesses or injuries to their employers or file WC claims, because of concerns about employer or co‐worker retaliation for injury reporting, administrative barriers, and access to alternative health insurance (Boden, Biddle, and Spieler ; Azaroff, Levenstein, and Wegman ; Strunin and Boden ; Fan et al.…”

mentioning

confidence: 99%

The Proportion of Work‐Related Emergency Department Visits Not Expected to Be Paid by Workers' Compensation: Implications for Occupational Health Surveillance, Research, Policy, and Health Equity

Groenewold

Baron

2013

Health Services Research

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Objective. To examine trends in the proportion of work-related emergency department visits not expected to be paid by workers' compensation during [2003][2004][2005][2006], and to identify demographic and clinical correlates of such visits. Data Source. A total of 3,881 work-related emergency department visit records drawn from the 2003-2006 National Hospital Ambulatory Medical Care Surveys. Study Design. Secondary, cross-sectional analyses of work-related emergency department visit data were performed. Odds ratios and 95 percent confidence intervals were modeled using logistic regression. Principal Findings. A substantial and increasing proportion of work-related emergency department visits in the United States were not expected to be paid by workers' compensation. Private insurance, Medicaid, Medicare, and workers themselves were expected to pay for 40 percent of the work-related emergency department visits with this percentage increasing annually. Work-related visits by blacks, in the South, to forprofit hospitals and for work-related illnesses were all more likely not to be paid by workers' compensation. Conclusions. Emergency department-based surveillance and research that determine work-relatedness on the basis of expected payment by workers' compensation systematically underestimate the occurrence of occupational illness and injury. This has important methodological and policy implications.

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“…Of those available, the largest and by far most comprehensive is the WCRIB (25). Due to the paucity of data sources, it is not a surprise that there is no scientific literature on the topic of musculoskeletal FMP injuries and reports are subjective, case-based, and unreliable.…”

Section: Discussionmentioning

confidence: 99%

Epidemiology of musculoskeletal injury in the California film and motion picture industry

Kusnezov

Yazdanshenas

Garcia

et al. 2016

Reviews on Environmental Health

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AbstractMusculoskeletal injury exerts a significant burden on US industry. The purpose of this study was to investigate the frequency and characteristics of musculoskeletal injuries in the California (CA) film and motion picture (FMP) industry which may result in unforeseen morbidity and mortality.We reviewed the workers’ compensation (WC) claims database of the Workers’ Compensation Insurance Rating Bureau of California (WCIRB) and employment statistics through the US Bureau of Labor Statistics (BLS). We analyzed the frequency, type, body part affected, and cause of musculoskeletal injuries.From 2003 to 2009, there were 3505 WC claims of which 94.4% were musculoskeletal. In the CA FMP industry, the most common injuries were strains (38.4%), sprains (12.2%), and fractures (11.7%). The most common sites of isolated injury were the knee (18.9%), lower back (15.0%), and ankle (8.6%). Isolated musculoskeletal spine injuries represented 19.3% of all injuries. The most common causes of injury were work-directed activity (36.0%) and falls (25.5%).We present the first report on the unique profile of musculoskeletal injury claims in the FMP industry. This data provides direction for improvement of workplace safety.

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Workers' Compensation: Benefits, Coverage, and Costs, 2003

Cited by 18 publications

References 12 publications

Workers' Compensation: Recent Developments in Moral Hazard and Benefit Payments

Workers' Compensation: Recent Developments in Moral Hazard and Benefit Payments

The Proportion of Work‐Related Emergency Department Visits Not Expected to Be Paid by Workers' Compensation: Implications for Occupational Health Surveillance, Research, Policy, and Health Equity

Epidemiology of musculoskeletal injury in the California film and motion picture industry

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