“…Perhaps most pertinent to insider cyber victimization, studies of online identity theft among domestic victims have produced some encouraging results. Online routine activities, including Internet banking, shopping, emailing, and downloading, have consistently been found to statistically predict domestic online identity theft victimization in the US, the Netherlands, the UK, and Europe (Pratt, Holtfreter, and Reisig 2010;Reyns 2013;van Wilsem 2011;Williams 2016). In the UK study, men, the elderly, and those in higher socio-economic groups were most likely to be victimized, yet these associations were moderated by the introduction of RAT measures, indicating the relevance of target visibility and accessibility in predicting victimization (Reyns 2013).…”