Your Language or Mine?

Caminal, Ramon; Paolo, Antonio Di

doi:10.2139/ssrn.2687242

Cited by 3 publications

(1 citation statement)

References 72 publications

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“…The model presented in this section is highly stylized. In the working paper version (Caminal and Di Paolo ), we discuss various possible extensions and interpretations. None of these additional considerations affects the main message.…”

Section: The Theorymentioning

confidence: 99%

Your Language or Mine? The Noncommunicative Benefits of Language Skills

Caminal

Paolo

2017

Economic Inquiry

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Do languages matter beyond their communicative benefits? We explore the potential role of preferences over the language of use, theoretically and empirically. We focus on Catalonia, a bilingual society where everyone is fully proficient in Spanish, to isolate linguistic preferences from communicative benefits. Moreover, we exploit the language‐in‐education reform of 1983 to identify the causal effects of language skills. Results indicate that the policy change has improved the Catalan proficiency of native Spanish speakers, which in turn increased their propensity to find Catalan‐speaking partners. Hence, the acquisition of apparently redundant language skills has reduced endogamy. (JEL C26, C78, I28, J12, J15, Z13)

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Section: The Theorymentioning

confidence: 99%

Your Language or Mine? The Noncommunicative Benefits of Language Skills

Caminal

Paolo

2017

Economic Inquiry

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Linguistic Justice: An Interdisciplinary Overview of the Literature

Alcalde

2018

Language Policy and Linguistic Justice

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Improving Automobile Insurance Ratemaking Using Telematics: Incorporating Mileage and Driver Behaviour Data

2016

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We show how data collected from a GPS device can be incorporated in motor insurance ratemaking. The calculation of premium rates based upon driver behaviour represents an opportunity for the insurance sector. Our approach is based on count data regression models for frequency, where exposure is driven by the distance travelled and additional parameters that capture characteristics of automobile usage and which may affect claiming behaviour. We propose implementing a classical frequency model that is updated with telemetrics information. We illustrate the method using real data from usage-based insurance policies. Results show that not only the distance travelled by the driver, but also driver habits, significantly influence the expected number of accidents and, hence, the cost of insurance coverage. This paper provides a methodology including a transition pricing transferring knowledge and experience that the company already had before the telematics data arrived to the new world including telematics information.

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Your Language or Mine?

Cited by 3 publications

References 72 publications

Your Language or Mine? The Noncommunicative Benefits of Language Skills

Your Language or Mine? The Noncommunicative Benefits of Language Skills

Linguistic Justice: An Interdisciplinary Overview of the Literature

Improving Automobile Insurance Ratemaking Using Telematics: Incorporating Mileage and Driver Behaviour Data

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