In finite-dimensional commutative associative algebra, the concept of σ-monogenic function is introduced. Necessary and sufficient conditions for σ-monogeneity have been established. In some low-dimensional algebras, with a special choice of σ, the representation of σ-monogenic functions is obtained using holomorphic functions of a complex variable. We proposed the application of σ-monogenic functions with values in two-dimensional biharmonic algebra to representation of solutions of two-dimensional biharmonic equation.