Mobile Banking, also known as M-Banking and SMS banking is a terminal used for checking balances, financial transactions, payments using mobile devices such as cell phones. Mobile Banking is currently mostly demonstrated via SMS or Mobile Internet but can also use mobile device download programs. This study aims to determine the effect of Ease of Use, Trust, and Benefits of Using Mobile Banking Services on Students of the Faculty of Economics and Business, Warmadewa University. The research method uses a questionnaire while data analysis uses multiple linear regression. The research sample was 50 mobile banking users. The results of this study indicate that ease of use has a positive and significant effect on the use of mobile banking services, trust has a positive and significant effect on the use of mobile banking services, and benefits have a positive and significant effect on usage. mobile banking services.

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This study is entitled The Effect of Service Quality and Company Image on Customer Loyalty at PT. BPR Sari Jaya Sedana in Klungkung. The formulation of the problem is: How is the influence of service quality and company image on customer loyalty simultaneously and partially at BPR Sari Jaya Sedana. The objectives of this study were: To determine the effect of service quality and corporate image on customer loyalty simultaneously and partially at BPR Sari Jaya Sedana. The sample which is the object of this research is the customer at PT. BPR Sari Jaya Sedana. The sampling technique used random sampling technique with data collection techniques in the form of questionnaires with respondents as many as 40 customers. The data analysis technique used is the validity and reliability test, the classical assumption test, the determination test, the f test, and the t-test with multiple linear regression methods. The results showed that service quality and company image had a significant positive effect on customer loyalty. Then partially, service quality and company image also have a significant positive effect on customer loyalty.

NPL is one indicator in assessing the soundness of banks. This study aims to examine the effect of CAR, NIM, BOPO and LDR on Non Performing Loans at PT. Regional Development Bank of Bali in the count of I - IV in 2009 - 2017 using multiple linear analysis methods. The results of this study produce an F Test which all independent variables (CAR, NIM, BOPO and LDR) have a liner / influence with NPL variables and partially, CAR has a significant and significant effect on NPL, NIM has a positive and not significant effect on NPL, influential BOPO positive and significant effect on NPL and LDR positive and not significant effect on NPL.

Tujuan penelitian ini adalah untuk mengetahui pengaruh faktor Promosi, Pelayanan, Produk, dan Suku Bunga terhadap minat menabung mahasiswa pada bank umum. Teknik analisis data yang digunakan adalah uji regresi linier berganda, uji asumsi klasik, uji determinasi (R2), uji t dan uji F. Hasil penelitian ini Menunjukan Y= 2,547+ 0,152 X1+ 0,088 X2+ 0,460 X3+ 0,345 X4+ e. Hasil uji t menunjukan bahwa secara parsial variabel Promosi, Pelayanan, Produk, dan Suku Bunga berpengarung positif dan signifikan terhadap minat menabung mahasiswa pada bank umum. Dari hasil uji F menunjukan bahwa variabel Promosi, Pelayanan, Produk, dan Suku Bunga secara simultan berpengaruh signifikan terhadap minat menabung mahasiswa pada bank umum.