Р е д а к ц и я к е ң е с і: Молдова Республикасының ҰҒА академигі Белостечник Г. (Молдова); Əзірбайжан ҰҒА академигі Велиханлы Н. (Азербайджан); Тəжікстан ҰҒА академигі Назаров Т.Н. (Тəжікстан); Молдова Республикасының ҰҒА академигі Рошка А. (Молдова); Молдова Республикасының ҰҒА академигі Руснак Г. (Молдова); Əзірбайжан ҰҒА корр. мүшесі Мурадов Ш. (Əзірбайжан); Əзірбайжан ҰҒА корр. мүшесі Сафарова З. (Əзірбайжан); э. ғ. д., проф. Василенко В.Н. (Украина); заң ғ. докт., проф. Устименко В.А. (Украина) «Қазақстан Республикасы Ұлттық ғылым академиясының Хабарлары. Қоғамдық жəне гуманитарлық ғылымдар сериясы».

The article discusses the risk management system, its optimization to improve the financial stability of the enterprise. The main task in the company's risk management activities is to systematically reduce them to the most acceptable level possible. The purpose of risk management is to ensure the financial stability and dynamism of the company's development, i.e., to optimize the risk of deviations from the financial development trend. Major tasks of the present stage of building the innovation model of the market economy in the conditions of integration of national economies into the global trading and economic space pose problems for the effective management of financial stability of economic entities, since the primary care is the formation of the competitive potential, the gross national income, the process of implementation of scientifictechnical development in new products. The article describes the process of risk management as a systematic work on risk identification, risk assessment, selection of risk management techniques, implementation of selected techniques, and evaluation of the results obtained.

Banking systems in different countries of the world, as well as the sustainability and effectiveness of their development, are constantly under the control of international organizations, central banks of countries and the public. This universal interest is due to the activities of banks related to the accumulation of funds in them and placement on their behalf. Commercial banks are financial intermediaries and active business structures that are exposed to a variety of risks in carrying out their operations. Global economic crises, the complexity of the functioning of various economic systems have prompted the development of a risk-based approach to banking business. This led to the creation of internal risk management systems in organizations, and primarily in banks. The problem of systemic risk management in the banks of Kazakhstan is under constant attention from the National Bank of the Republic of Kazakhstan. This is due to the main development goals of the country aimed at creating a modern banking system and promoting sustainable and balanced economic development. The continuous improvement of banking operations in different countries of the world has led to the increased importance of banking supervision over banks and the development of alternative forms of control over the activities of banks, including in our country.