This study aims to obtain evidence of scientific support from existing publications so that we can answer the problem of this study, namely identifying superior and destructive human resource management in the MSME sector. Then we make the data online from many sources that we believe can answer the problem. We have collected 60 relevant publications from the data and discussion to answer this study, limiting the barrier from 2010 to 2022. Our study was carried out under a phenomenological approach where we wanted to get answers from several existing data so that our findings could get answers. Based on the study and the results of the discussion, we can summarize that some best practices have contributed to the success of MSMEs, including having superior human resources and having the best, which includes understanding how to sell MSME products, having the soul to serve consumers with care and understanding decision-making solutions then placing the customer's face, and having financial and generational governance capabilities following the needs of MSMEs in the era of free competition.

The success of Micro, Small, Medium Enterprises (UMKM) is a fundament aspect for the economic development of a country because due to its contribution to income distribution and employment. To improve social welfare, it needs the contribution of all sector. They can support UMKM by providing financing access or by improving the quality of business owners or entrepreneurs. Bank Wakaf Mikro Honai Sejahtera Papua acts as Sharia Micro Financial Institution aiming to improve the welfare of the society surrounding the Islamic Boarding School. Besides giving access to its customers for financing provision, the bank also assists businesses by giving motivation, improving spirituality, improving the quality of human resources, and helping resource mobilization. This research is quantitative research that employing primary data from questionnaires. The technique of sample calculation in this research is purposive sampling so that the number of respondent obtained is 80 respondents who have special characteristic. multiple linear regression technique is used to analyze the data has been collected. Research resut show that there is a significant influence of financing loans and business assistance both simultaneously and partially on the customers’ welfare improvement wich is reflected in the value of tcount of financial loans variable that is 2.207 > ttable 1.994. Meanwhile, the value of tcount of business assistance variable that is 4.307 > ttable 1.994. In addition, the result of fcount is 17.896 and ftable is 3.11. Therefore, those variables have significant influence simultaneously. Keywords: Financial loans, business assistance, and welfare improvement. ABSTRAK Keberhasilan UMKM menjadi aspek fundamental bagi perkembangan ekonomi sebuah negara sebab sektor UMKM mampu memberikan kontribusi besar terhadap pendistribusian pendapatan, maupun penyerapan tenaga kerja. Dalam rangka meningkatkan kesejahteraan masyarakat maka diperlukan peran penting dari segala sektor. Pemberian dukungan kepada sektor UMKM dapat dilakukan melalui penyediaan akses pembiayaan atau meningkatan kualitas pelaku usaha. Bank Wakaf Mikro Honai Sejahtera Papua berperan sebagai Lembaga Keuangan Mikro Syariah yang bertujuan untuk meningkatkan kesejahteraan masyarakat sekitar Pesantren. Untuk meningkatkan kesejahteraan, Bank Wakaf Mikro Honai Sejahtera Papua memberikan akses pinjaman modal kepada nasabah dan juga memberikan pendampingan usaha yang berfokus pada pemberian motivasi, peningkatan spiritual, peningkatan kualitas SDM, maupun mobilisasi sumber daya. Riset ini merupakan penelitian kuantitatif yang memanfaatkan data primer sebagai sumber data yang dikumpulkan lewat penyebaran angket. Teknik perhitungan sampel pada riset ini adalah purposive sampling sehingga jumlah responden yang diperoleh sebanyak 80 responden yang memiliki karakteristik khusus. Teknik regresi linear berganda dipakai untuk menganalisis data yang telah dikumpulkan. Hasil riset ini menunjukan bahwa terdapat pengaruh signifikan pinjaman modal dan pendampingan usaha baik secara parsial dan simultan terhadap peningkatan kesejahteraan nasabah yang tercermin dari nilai thitung variabel pinjaman modal sebesar 2,207 > ttabel 1,994. dan nilai thitung variabel pendampingan usaha sebesar 4,307 > ttabel 1,994. Selain itu, hasil perhitungan fhitung sebesar 17,896 dan ftabel sebesar 3,11 maka pinjaman modal dan pendampingan usaha secara simultan berpengaruh signifikan. Kata Kunci: Pinjaman Modal, Pendampingan Usaha, Peningkatan Kesejahteraan.

The Effect of Price and Promotion on Consumer Purchase Interest at Shopee Marketplace (a Case Study on Students of IAIN Fattahul Muluk Papua) is the result of quantitative research which aims to answer the question about the effect of price and promotion on consumer purchase interest at shopee marketplace among students of IAIN Fattahul Muluk Papua. The research method used was quantitative research. The population in this research were students of IAIN Fattahul Muluk Papua academic year 2016 until 2019. The technique of sample selection was simple random sampling and obtained 89 respondents. The data collection technique used a questionnaire. The data analysis technique used multiple linear regression. Data analysis test used SPSS 16.0 application. The research results show that price partially influences consumer purchase interest at shopee marketplace. This is proven by the value of t count in the amount of 2.940 and significance 0.004. Promotion partially influences consumer purchase interest at shopee marketplace. This is proven by t count value 2.846 and the significance 0.006. While based on the result of the simultaneous test of statistic calculation, it can be concluded that price and promotion simultaneously influence consumer purchase interest at shopee marketplace. This is proven by the value of F count 22.736 and significance value 0.000 and determination coefficient 0.346 which means that consumer purchase interest can be explained by price and promotion variables in the amount of 34,6% while the rest is explained by other variables that were not investigated in this research.

This study aims to determine the factors that influence the intention of investment namely the encouragement from within individuals, social motive, and emotional factor partially and simultaneously on the intention of students’ investment in Islamic capital markets. This research method is quantitative. The population in this study is students of Islamic Economics and Business Faculty in IAIN Fattahul Muluk Papua which consisted of Islamic economics and Islamic banking study programs from 2016 to 2019. The sample in this study is 76 students. The sampling technique uses simple random sampling. Data collection in this study uses the questionnaire method. Data analysis techniques used in this study is multiple linear regression using SPSS 16.0 application. The results of this study indicate that: (1) Encouragement from within the individual has a significant effect on the intention of investment, with a significance value of 0,000. (2) Social motive significantly influence the intention of investment, with a significance value of 0,000. (3) Emotional factor do not significantly influence the intention of investment, with a significance value of 0.168. (4) Encouragement from within individuals, social motive, and emotional factor simultaneously influence the intention of investment of Islamic Economics and Business Faculty students in IAIN Fattahul Muluk Papua.

This study aims to investigate the influence of digital marketing on purchasing decisions. The research sample in this study is prospective buyers of Griya Citra Perdana Malang Housing. In answering the aim of this study, we used 40 respondents and constructed a simple model based on path analysis. The model built shows that personal selling has no significant effect on purchasing decisions; digital marketing significantly affects purchasing decisions; service quality has a significant impact on purchasing decisions. Furthermore, the simultaneous test shows that the three independent variables significantly influence purchasing decisions.