Abstract-The purpose of this paper is to contribute to the design of e-wallets for Bangladesh, an Electronic Payment System (ETS). E-wallets are intended to replace the existing physical wallet, with its notes, coins, plastic cards, ATM cards and loyalty cards etc. Now a day, the challenges of payment transactions were initially underestimated. Business via the internet and mobile telephony has so far been dominated by the methods of payment systems in traditional business. However, in light of advances in technology, traditional business models are increasingly coming up against their limits. e-wallet is a convenient, easy-to-use, secure payment system. It is flexible "Electronic payment system" with a number of payout and pay-in options via bank account and Credit/Debit cards.Index Terms-E-Wallet, electronic payment system, microsoft wallet, bkash, NPS, POS, e-commerce.