A transient 3D thermal model based on the thermal quadrupole method, coupled to ray tracing analysis, is presented. This methodology can predict transient temperature maps under any time-fluctuating irradiance flux—either synthetic or experimental—providing a useful tool for the design and parametric optimization of concentration photovoltaics systems. Analytic simulations of a concentration photovoltaics system thermal response and assessment of in-plane thermal gradients induced by fast tracking point perturbations, like those induced by wind, are provided and discussed for the first time. Computation times for time-resolved temperature maps can be as short as 9 s for a full month of system operation, with stimuli inspired by real data. Such information could pave the way for more accurate studies of cell reliability under any set of worldwide irradiance conditions.