Turkey harbours one of the greatest untapped microfinance markets in the world. Despite its enormous dormant potential, few studies were undertaken in order to potrait the socio-economic character of its main protagonist: enterprising mother operating in the suburbs of urban and semiurban environment. The study summarizes result of field research carried out by team of researchers from Czech University of Life Sciences and models a credit mannequin, profiling the average Turkish microfinance client in suburban areas of Central Anatolia. The assemblage enables to depict genuine relationships of mainstream clientele towards selected topics, reaching better understanding of nature and particularities of the Turkish microfinance market and drawing conclusions on its further development.

Labor markets of Turkey are characterized by low female labor force participation when compared with the OECD, neighbour states and EU averages. Besides, the female labor force participation exhibits an unexplained and suprising declining trend in the last decades. The paper attemps to illuminate the phenomenon searching for contingencies in data presented by working women in a microfinance clientele survey in suburban Ankara, especially focusing on status and family related interrelationships that could provide explanation for the low relative number of working women in labor markets of Turkey, testing the Under-participation trap hypothesis.