This paper provides conceptual and methodological guidelines for researchers seeking to undertake an urban participatory climate change adaptation appraisal (PCCAA), illustrated with examples from appraisals in Mombasa (Kenya) and Estelí (Nicaragua). It highlights the importance of hearing local people's voices regarding incrementally worsening and often unrecorded severe weather. The conceptual framework distinguishes between the analysis of asset vulnerability and the identification of asset-based operational strategies, and sets out a number of methodological principles and practices for undertaking a PCCAA. This PCCAA addressed five main themes: community characteristics; severe weather; vulnerability to severe weather; asset adaptation; and institutions supporting local adaptation. For each of these, it identified potential tools for eliciting information, illustrated by examples from Mombasa and Estelí.KEYWORDS asset adaptation / asset vulnerability / climate change / participatory urban appraisal methodology / severe weather

SUMMARY: Many donor agencies are recognizing the need to address the growing levels of urban poverty in

In studies of climate change vulnerability, an important constraint relates to the uncertainty of the climate projections that local governments need to estimate precisely the risks and impacts climate events have on different parts of a city. In addition, the lack of "downscaled", or local, climate information makes it very difficult to compare how individual communities and households adapt to severe and extreme weather events and, more importantly, what actions local governments can carry out to increase resilience in poor urban areas. Based on a conceptual and operational framework developed in recent years by the authors in collaboration with partners in the global South, this paper illustrates how "bottomup" community asset planning for climate change adaptation can help to address this gap and be mainstreamed into "top-down" citywide strategic and operational planning. The paper describes the process by which community members and representatives of local government, the private sector and NGOs working in the city of Cartagena, Colombia, set up a dialogue space that enables them to identify, negotiate and agree climate change adaptation solutions that are legally, financially, socially and technically feasible.

This paper analyzes three forms of low-income housing fi nance implemented in Central America: up-front and targeted state subsidies for mortgage fi nance to access new housing; small, repeated loans for incremental housing improvements; and co-fi nancing methods for the introduction of infrastructure and basic services. It shows that technical assistance for self-help construction, when combined with sound inclusive fi nancial methods, can open new opportunities to make land, shelter and services affordable to different urban poor subgroups. KEYWORDS Central America / co-fi nancing / housing subsidies / microfi nance / mortgaged loans

The United Nations Millennium Development Goals (MDGs) are unlikely to be achieved by 2015, owing to conceptual flaws in their design as well as the structural and political constraints faced during implementation at the country level. While criticism of the MDGs is widespread, innovative ideas on addressing these operational challenges are still scanty. By reviewing a number of experiences, including those of the Foundation for the Promotion of Local Development (PRODEL) in Nicaragua and the Ministry of Cities in Brazil, this article highlights the importance of incorporating an asset‐accumulation perspective into MDG‐related policies and programmes as a way of generating an enabling environment that opens up new opportunities for poverty reduction in the cities of low‐ and middle‐low‐income countries.